
Ohio Installments Fixed Rate Promissory Note Secured by Residential Real Estate Ohio Form


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People also ask
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Can a promissory note be secured by real property?
The property that secures a note is called collateral, which can be either real estate or personal property. A promissory note secured by collateral will need a second document. If the collateral is real property, there will be either a mortgage or a deed of trust.
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What is a promissory note from the borrower to the lender in a real estate transaction?
A promissory note is a legal document that states the borrower is indebted to the lender and promises to pay their mortgage back in full (including the principal and interest rate) by a specified date. Promissory notes describe exactly what you're agreeing to and provide you with details regarding your loan.
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Is a promissory note legal in Ohio?
A promissory note is just a fancier and legally binding "IOU." Under Ohio law, a promissory note carries the same force and effect of a written contract. For simple obligations many people choose to write their own promissory notes.
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What is the most common example of a promissory note?
Example: You lend your friend John $1,000. John agrees to repay you. The full amount of the loan is due on December 1st, with no payment schedule involved.
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Is a promissory note secured by land a mortgage note?
A promissory note is a document between the lender and the borrower in which the borrower promises to pay back the lender, it is a separate contract from the mortgage. The mortgage is a legal document that ties or "secures" a piece of real estate to an obligation to repay money.
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What is a promissory note from the borrower to the lender?
A promissory note is a written agreement between a borrower and a lender saying that the borrower will pay back the amount borrowed plus interest. The promissory note is issued by the lender and is signed by the borrower (but not the lender).
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What is the difference between a promissory note and a contract for deed?
The Note is signed by the people who agree to pay the debt (the people that will be making the mortgage payments). The Deed and the Deed of Trust are signed by those who will own the property that is being mortgaged.
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What is a promissory note issued by the borrower?
Acquisition Note means the promissory note issued by Borrower to the Subordinated Creditor which evidences the Acquisition Debt.
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