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Agreement or Contract for Deed for Sale and Purchase of Real Estate Aka Land or Executory Contract Rhode Island Form

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Agreement or Contract for Deed for Sale and Purchase of Real Estate Aka Land or Executory Contract Rhode Island Form

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hi this is William brown chicken in this video I'd like to discuss the instalment land contract also known as the contract for deed or agreement for deed or bond for title all basically the same type of animal what they are is an owner financing tool for buying or selling real estate with seller financing now typically this is done when what's called a wrap which means that there's an underlying loan still in place that you continue to pay on the seller side so if there is an existing loan of let's say $80,000 and you sell the property on a contract for deed or installment land contract for a hundred you're wrapping a hundred thousand dollar loan around an eighty thousand dollar loan you collect payments from the buyer on a 100 thousand dollar note which can be at a higher interest rate than the underlying eighty thousand dollar note to the existing lender also in a different amortization timing there'll be a thirty-year probably on the h

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