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Reaffirmation Agreement Secured Debt South Dakota Form

Reaffirmation Agreement Secured Debt South Dakota Form

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what is the reaffirmation agreement and how does it work attorney Michael Ziegler explains that a reaffirmation agreement is an agreement that's filed within the bankruptcy case and it essentially asked the Bankruptcy Judge to make an exception for whatever that debt is oftentimes reaffirmation agreements are applied to car loans in some instances they are applied to mortgage loans and in other instances they are applied to other secured debt such as financed furniture a reaffirmation agreement essentially discloses the terms of the loan and discloses how much money is in the bankruptcy filers budget it also asks the court to allow the filer to keep the loan in light of what should be the available income in some instances a judge may decline a reaffirmation agreement if they feel that the terms are unreasonable or if the payment is unaffordable to the filer a bankruptcy filing can elect to voluntarily make payments toward a discharge debt but the lender cannot take steps to co

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