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Texas Consumer  Form

Texas Consumer Form

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Instructions and help about Texas Consumer

Eligible State of Texas employees, retirees, and their families receive healthcare coverage. The Employees Retirement System of Texas manages health insurance plans for you. Today, we offer two choices of health plans for members not eligible for Medicare: HealthSelect of Texas and regional HMOs. The HealthSelect of Texas plan is available all over Texas. It has a large healthcare network and all healthcare in the network costs less. You can see a doctor outside of the plan network, but you’ll pay more. In certain regions, HMOs are also available. Each HMO has a smaller network, and you must stay in the network for your healthcare. Beginning in September 2016, we’ll offer a new plan choice, called Consumer Directed HealthSelect– which will be available statewide for people not eligible for Medicare. You don’t have to change plans. You should learn all you can so that you can make an informed choice. Depending on your financial situation and healthcare needs, Consumer Directed H

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