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How does it feel to live in India as an atheist ?I (an atheist Hindu) was recently traveling in a train with my Mom. She is a devout religious Hindu. With us was my Dad. He is an opportunistically religious Hindu (one who knows when to be religious). At the beginning of our journey, my Mom did her as usual prayer to the list of Gods she always keeps at her finger in case any emergency assistance might be required. When she opened her eyes, I was looking at her with a sarcastic look. She objected and said, in case of a real trouble only God can help us. I smiled and got back to my Kindle, reading Lee Smolin’s ‘Three Roads to Quantum Gravity’. Now she said sarcastically, “Science cannot supersede religion.”.Almost an hour later the train had a technical glitch. We asked a train ticket collector (TTC) about it and he said it was a mechanical or power transmission failure giving indication of a probable delay of couple of hours. It was unfortunate because we had an appointment. My mom began praying again after which she looked at me and Dad. Dad was asleep. I was reading. She poked me and asked, how long did I think, would take for the fix. I replied, “Ask your Gods. I don’t know the future.”. Knowing that she might have felt bad, I calmly explained my line of reasoning, “On a regular passenger commute line they cannot afford to have a broken down train for long, especially at a major junction.”. She half-heartedly accepted my explanation. Now my father woke up and asked whether a prayer was necessary.As I had predicted, the train began to move in 10 minutes. Mom offered her generous gratitude to her list of Gods for fixing the glitch. My father thanked his God for not having to pray and went back to sleep.P.S. Hinduism is the LINUX among all religions. Fully customizable and open source.
How do I file a workers compensation claim?There are three easy steps to filing a workers comp claim.First, report the injury to your manager or employer.Second, fill out a claim form and submit it to the HR or the office that transacts with your company’s insurer.Third, make sure the claim is filed as soon as possible with the insurance company.In claiming workers comp benefits, it’s important to be quick and to act with urgency. That way you’ll get immediate medical attention and avoid other complications to your health that may arise from the injury.Being quick also means meeting the deadline set for the filing of claims after the accident has happened. That limit is specified in the workers’ comp insurance policy that your company has. Every worker should be aware of the contents of his/her employer’s insurance policy, as well as state laws on workers comp.I also advise that you keep copies of all the documents pertaining to your claim, including the injury report that you’ll submit to your employer and the claim form that will be given to the insurer. Make copies of these documents and other papers like medical certificates that may come in handy in case something goes wrong with your injury claim.
Do people in the UK care about losing their free movement rights after Brexit?Not for me it doesn’t and let’s be honest here, what does the freedom of movement actually enable?The basic premise is it allows folk in countries within the EU to up sticks and go to any other country within the EU - no questions asked (more or less). The upshot being, anyone can go where they please and legitimately claim the same as those who were born, have lived, earned and paid taxes in the target country.That’s the nuts and bolts of it in 4 lines.As you can imagine, the freedom of movement policy has meant the UK has flourished in certain sectors because we have been able to recruit intelligent and hardworking individuals that, perhaps, were denied the chance to progress in their own country.It has also meant we have taken in an inordinate amount of lazy, free-loading loafers who; contribute nothing to the country other than being a drain on the economy, who commit crimes and ultimately, treat the UK and its denizens with utter contempt.What’s going to change when we leave the EU? Well, let me tell you a story:I work all over the world in North/South America, Asia and the Middle East and have to fill out a visa form for almost every country I work in. Do I kick up a fuss about it? Do I scream blue murder at the inconvenience of having to fill out - yet more - paperwork? Do I blame the establishments concerned for employing unnecessarily bureaucratic measures?No.I take the 5 minutes it takes to fill the form out and submit it. Sometimes, I have to send it to or go with my passport to the Embassy. Do I care? Not in the slightest and do you know why I don’t care?Because these measures are in place to protect the welfare of the country I’m visiting.The UK moving out of the EU puts a stop to the freedom of movement. We don't enjoy it anywhere else in the world and yet, it doesn’t prevent us from travelling, working or emigrating to those places. That is exactly how it should be and how the UK will be once we leave.Yes, we will have to apply for a visa to enter European countries. We will lose the obvious benefit of being able to easily recruit genuine candidates to come and work here without the need for said visas - but are those really valid issues or insurmountable obstacles? Nope, because if a candidate is good enough and credible, they’ll get in and we’ll welcome them.By taking back control of our borders we prevent the undesirables from coming in and taking the piss, and that far, far outweighs any potential negatives.So, in answer to your question; do I care about losing my freedom of movement in the EU?No, I welcome it because, with respect to public and economic welfare, it’s the most responsible decision we’ve ever made.
Is it legal to have an unregistered off-the-grid (no birth certificate) baby in the USA?I was actually roommates with someone in College whose parents decided to have him “off-grid”. Let me just say this: Stop even entertaining the idea of having a baby off-grid. It really makes your child’s life unnecessarily hard and your kid will forever resent you for putting that pain on them.I’ll get into the details in a moment, but first let me address the question proposed above. Yes, technically speaking it is not a crime to have your baby off-the-grid in the U.S.A. However, a lot of details surrounding the event would be illegal. First of all, any licensed midwife or doctor is required by law to file a birth certificate or they actually risk losing their license and getting a misdemeanor. If you forced them or threatened them to not file the birth certificate that would make you a likely accomplice and would not go over well with the authorities.But let’s ignore that for a moment and just assume you know how to birth a child on your own and can do it in your basement without any professional medical physician there to oversee you (which would be the only way you could pull this off). In this case you wouldn’t get thrown in jail for failing to get a birth certificate and no crime would have been committed. However you just set up a very difficult life for your child.These are some of the things I was told from by my roommate who didn’t have a social security number until he was 20 years old.No, he could not get a (legal) jobQuite literally he didn’t qualify to get even a job at McDonalds. If you remember the last job you got no matter how prestigious or demeaning it was, you had to fill out a bunch of paperwork. Most of these forms require you to have a SSN (social security number) to properly fill them out. However the important one is the form labeled I-9. This form is required to be submitted by every employer after hiring a new employee. This form serves only one purpose, to determine that you are eligible to work in the United States. Your child (and my roommate) would not be able to complete this form which every employer must get filled out before starting employment with a new employee. Your child will not be able to get a job because of this.Yes, he can evade paying taxes.Okay, so this sounds like a perk I guess. But my roommate did not have to pay taxes. The government basically didn’t know he existed, so they never knew he was not paying. But then again he didn’t have a job. So would you rather have a job and pay some taxes or not ever be able to work except under the table for below minimum wage? Given that choice, taxes sound pretty awesome! Keep in mind that this also means your child is not eligible for any tax benefits or credits such as those that students get while going to college.No, You as the parent can not claim him as a dependent on your taxesYou’re already dealing with a child, wouldn’t it be great to get that child tax credit? Every year you'll basically be paying out of pocket for deciding not to get them a SSN.Yes, he can attend public school through 12th gradeHe would be able to attend school through high school without a social security number.No, he can not attend collegeWhile high school and lower education is okay, your child will never be able to attend collegeYes, he can go to the doctorThe doctor will still see your child and provide him his shots. However…No, he will not be covered under your family insurance (or qualify for Medicare/Medicaid)So you’ll need to plan on paying for all doctor appointments out of pocket.No, he can not travel abroad (even to Canada)You’d best hope none of your child’s friends decide to go to Cancun for spring break. Your child will not be eligible to leave the country or return to the US if he manages to leave (unless he plans to climb Trump’s wall)No, he will not be able to drive a carOkay, well nothing is stopping him from physically driving a car, but he would not be able to get a driver’s license and thus, can not LEGALLY drive. Hope he doesn’t get pulled over.No, he will not be able to voteOnce old enough he will not be able to register to vote.Yes, he can avoid the draftWell the good news is that like taxes, he can skirt the requirement to join the draft when he turns 18.No, he can’t get a loanThis means no credit cards, no car loan, no home, nothing. I’m sure plenty of people will claim these are all evil anyway, but these have powerful impacts on someone’s life. There might be times he needs it. (and when used properly none of these are bad things).No, he will not have a credit scoreThis goes with the above one, but he will not be able to work on this which affects your entire life/future. This also will disqualify him from renting most homes or apartments he is looking at.Basically your child will be treated as an illegal immigrant. Why put them through this when they are entitled to the benefits that the United States provides its citizens? There are people in other countries dying to get what your child is entitled to and you are (considering) denying your child those abilities? It just doesn’t make sense.Get them a SSN and if your child decides at 20 that he wants to live off-the-grid than he can burn his Social Security Card and go in the woods and hide from the government. But don’t be selfish enough to make that decision for them.My roommate resents his parents for not giving him a SSN. While all his friends in high school were driving, he couldn’t. While his friends go to Cancun for spring break, he had golden handcuffs in the U.S. and can’t leave. And worst of all he said was that while all his friends were earning money from jobs in high school, he couldn’t get a job.The job part was the hardest for him. He couldn’t leave the house or move out when he turned 18. He was stuck at home.Him working on getting a social security number was difficult and took him two years. He started when he turned 18 to get one once he realized he couldn’t go to college, he couldn’t get a job, he couldn’t rent an apartment, and thus will never really be able to be independent from his parents. It took two years and then at 20 he was able to get one and start working and going to school.He forever resented his parents. Don’t be those parents…
What is the craziest lie a customer has come up with when calling your work to complain about you?I was working as a Census taker for Statistics Canada during the national census of 1996 when one member of the public made a false complaint against me.To give the necessary background: Each census taker was assigned a different territory. We were each provided a detailed map of our own territory, clearly marking out its boundaries. Every residence within that territory was depicted on the map as a little square or rectangle. And for each street within our territory, it listed the relevant range of house numbers for each side of that street (e.g. one territory might end at numbers 49 and 50 Random Street, the next territory started across the intersection at numbers 51 and 52 Random Street.) If everyone got together in a huge field, they could potentially piece together a cool, giant detailed map of Canada.A big part of our job was physically delivering a census form to every separate lot within our territory with a residence on it. If the map showed a lot with a newly built home as empty, a form still needed to be delivered to that residence, and then we needed to mark the missing residence on the map of our territory. The maps were extremely accurate, and I had to mark maybe one new home on mine.The census was meant to be a snapshot of Canada on a particular day. If someone owned multiple residences, they needed to fill out the form for each property with information for that residence as of census day. So if the entire family stayed in one house on that date, the information for their second house would be that it didn’t have any residents as of census day — there was no need to fill out any of the additional data on that form. If someone’s son spent that date in the spare house? Then the form would reflect that the second home had one resident as of that date, and that son’s data would need to be entered on that form.People didn’t have to fill out the forms on the spot, but could mail it in (at no cost) by the deadline, some date following the “census date”. If they had any questions about filling out the form, I could try to answer their questions while I was at their door, or they could call the help line provided on the form itself.There was a different, and longer, census form for farms. It collected some agricultural data as well as data about the residence and its inhabitants. If someone groaned about having to fill out the longer form, I’d point out that they only needed to provide estimates for most of the extra questions (statistically, if someone slightly overestimated one figure, someone else would balance that out by underestimating). I’d also point out they could probably get all the information they required from their last income tax form. If someone hadn’t kept their income tax form and was concerned about providing any inconsistent data? I told them not to worry, because Revenue Canada is not allowed to see their census form, Stats Can is not allowed to see their income tax form (which is why they don’t just take the data from that), the data is all aggregated and, again, Estimates Are OK.This groaning was far from universal — strangely enough, I had to talk some people who had a hobby garden in their backyards out of trying to claim the longer agricultural form to fill out — but I quickly became used to having some people act reluctant about accepting the longer agricultural form.So, on with the story at hand: During one of my trips I came to one farm with clearly only one entrance to the residence, from a road well within my territory, to a home well within my territory. With agricultural form in hand, I knocked on the door and it was answered by a woman. I explained I was here to drop off a form for the census. She looked at the form then told me she will not fill it out. No explanation. She just said she would not fill it out.This wasn’t entirely unusual or unexpected (although up to that point I faced zero resistance — only, in a couple of cases, some antsy migrant workers hurriedly running off to hide in barns.Some people think they aren’t required to respond to the census and consider it to be the government being too “big brother”. So I politely explained to the woman that all the information she provides will be kept private, and won’t be shared with any other government authorities. I was about to explain there are benefits to the census, e.g., ensuring that the appropriate level of health services, police services, etc, are provided to different areas. But before I could, she again said “There is no requirement for me to fill out the form.”So I read to her from a paper we were provided politely explaining that a census form is required to be filled out by every residence in Canada.Then she says she was already given a form. I asked if someone came up to this property? (Because that would mean another census taker erroneously came into my territory). No.Finally, she explained that she had received special permission from someone in the government to not fill out the agricultural form. Taken aback, I asked her where she got that advice from, and she said she had spoken to someone from the census office, and she was told that she wouldn’t be required to fill out a form for this address because they already had a form for another part of their farm operating out of the neighbouring territory.So, I thought to myself “why the hell didn’t you tell me this to begin with instead of wasting everyone’s time?”, but instead I said to her something like “Okay, I was completely unaware of that. How about I leave a form with you, and you give my supervisor a call at this number. Then if you don’t need to complete the form, just throw it out. He can also let me know if I don’t need to get a form back from you.” She seemed very agreeable to this. So I apologized for taking up her time, and headed off.This was in the days before everyone had mobile phones. So instead of driving home, calling my supervisor, finding my way back to where I had left off (which wasn’t at a convenient intersection), and getting back to the job at hand, I decided to continue going door-to-door and following up the next morning.The next day, before I could call my supervisor, he called me.He was a former highschool principal whom I had the pleasure of working with on other contract jobs with the government (Elections Canada, specifically), so he knew me fairly well. He said to me “Hey, I got a complaint from a woman. Don’t worry about it. I know you, and I think this is completely out of character, but she complained that you were very rude and aggressive. She said you threatened to call in the police and get her fined if she didn’t take a form from you, and other things that strike me as very unlikely.” So I told him my side of the story. He said, “You did the right thing. We verified that part of her farm operation is in the next territory, she’s already received a form for it there, and Stats Can doesn’t need her to fill out a second form. The other operation doesn’t have a separate residence, so she can fill that data in on the one form. I told her she can dispose of the form you left with her, and we’ll follow up on her complaint. As far as I’m concerned, that’s the end of that. Keep up the good work.”
How do I zero down to a particular term insurance plan and be sure that my family faces least difficulty in claiming it?Your family will face the least difficulty in claiming the benefits arising out of an unfortunate event whenWhile taking term you put up all the information correctly. If you smoke you mention you smoke , if you take alcohol you mention you take alcohol. Mention all illnesses that you have and the medications if any you take to counter them.Once you have taken the cover sit with your spouse or family and make them understand the claims process , make them aware about the office addresses ,the help line number etc. Many people think that just buying a term is adequate , it is not. Making your family members understand about the claims process and term benefits is equally important.A contract of insurance is based on the Principle of “uberima fides” meaning the contract or the insurance is accepted in utmost faith. Any incorrect information from your end would terminate the benefits of your policy.If there are more than one dependents in your family , for eg your spouse and your mother , use bifurcation of term benefits. You can select what percentage of proceeds does one receive. You are under the duty to secure both your mother and your spouse , take care of that aspect.Make sure premiums are paid regularly.Check for additional riders such as disability benefit or terminal illness benefit applicable to your policy. Be aware about what your are buying.Buy online , it is easy , smooth and transparent. You will your details so it is assumed that you won't mention anything incorrect while filing the form.Just take these steps and you will be able to select just the right term for your self.
Why is it so hard for the UK to get out of Europe and keep everyone happy? I voted to leave and deal or no deal. I just want out. Why is it being made so difficult?“Why is it so hard for the UK to get out of Europe and keep everyone happy? I voted to leave and deal or no deal. I just want out. Why is it being made so difficult?”It is not “being made”so difficult. It actually is so difficult.You want to Leave. Lots of other people voted to Leave. Some voted because of fishing rights. Some voted to protest about how the UK central government neglects the area they live in. Some voted because they didn’t realise the UK government could *already* restrict immigration from the rest of the EU much more tightly - but the Conservatives just didn’t bother to do that. Some feel that there are huge commercial opportunities out there for British exporting firms. Some voted Leave because they didn’t realise that we both the USA and the EU are required to enforce the Good Friday Agreement, no matter what the UK decides. Some people voted to Leave because they don’t realise that the bus money was a desperately bad lie (It claimed we pay £13 billion a year. We only pay £9billion a year. If we stay in the EEA, it would still be £5billion. If we leave the EU and the EEA, it’ll balloon to about £13 billion. And we’ll lose about £200billion of trade. Some voted because they were told the negotiations would be quick, easy, and take us somewhere better. Some people voted Leave because we were all told the trade opportunities were more plentiful outside the EU. Some people voted Leave because they were promised greater sovereignty. Some people even voted Leave because they were told VAT would be abolished if we left the EU. (I’d love it if you would comment, and say what your reason for wanting Leave was).So there were lots of reasons people had to vote Leave. Which means there are lots of possible versions of Leave.Instant or gradual.Agreed with our fellow EU members, or we just make a Unilateral Declaration of Independence, like Zimbabwe did from the UK, and make our own way.Like Norway orLike Switzerland orLike Monaco orLike Turkey orLike Ukraine orLike Russia orLike Azerbaijan orLike Japan or Like the USA.All of these are different Leaves. By the time you add all the permutations and combinations, there are easily 40 different kinds of Leave.And then there is the fact that for 40 years, we have been pooling a lot of our processes and sovereignty with many other nations. It took a long time to get all these entanglements set up. It takes time to do the untangling.And finally, only 51 point something % of voters wanted Leave. Only 37% of the electorate voted for Leave. Only a quarter of the population voted for Leave. The opinions and needs of the 75% who did not vote for LEave also have to be taken into account, and their rights protected.The last time we had a referendum which was won by 51 point something %, nothing was done*. The winners were left to go back to square one, and build a clearer case, and a more organised alliance for specifically what they wanted.It’s difficult. Difficult means time-consuming. And once we are out, there are going to be years more of this as we’ll have to start negotiating to get into the WTO. We’ll have to start negotiating with all the countries in the WTO. And countries outside it. And with the EU. Again.So even if there is a No Deal Brexit happens soon, the whole show is going to drag on for about 10 to 12 more years. And we’ll be on austerity+ throughout that time.* The Referendum on Devolution in 1979. The People got Devolution in the end. But via forming a broad coalition between all the pro-devolution parties, and groups and societies and organisations.)
Have you ever went to a school which actually ruined your life?I believe that I have, yes.Because of my bad behaviour, the normal schools wouldn’t accept me and I was sent to a boarding school along with all the other kids from the county who were disruptive and misbehaved.At the time I would say it ruined my life. I was taken away from a loving family and as good as locked up with a lot of crazy kids. I witnessed a horrific assault on my first night and spent almost four years in constant fear, especially at night when you were most vulnerable.On top of that, there wasn’t any kind of curriculum. I took the very basic of maths and English classes, and the rest of my lessons were on how to stand on your own two feet. Some kids didn’t even know how to wash their hair, and others didn’t know the difference between clean and dirty clothes, and so we would have lessons on those things, including cooking and sewing etc, anything that would help us in the big bad world.In our final few months at school, we had lessons on how to fill out benefit forms. The teachers were pretty straight with us and told us “When you get kicked out from home…” and “When you lose your job…”, and told us the necessary procedures to claim benefits and get help.When I left school, I had to attend college to get my basic GCSEs. I was literally years behind my peers because the school didn’t run exams. I struggled to fit in with normal kids because they couldn’t relate to me and my background, and I would eventually strike up a friendship with another social outcast and spend the next few years consuming an obscene amount of different drugs with him.Now I’m in my forties, I worry for the future. I still feel that I am way behind my peers and have recently started to worry that I won’t have my affairs in order by the time I retire. I believe that those who attended a normal school had a head start over me and that I will forever be trying to catch up with where I should be in life, and I blame that entirely on the school.Of course, had I kept my head down and not misbehaved, I would have never been sent there, so ultimately I blame myself, not the school.
How do you get disability benefits for chronic migraine headaches?It is a loooong process in most cases. I am going through it right now. Have been since March 2017. And nothing but denials and medical appointments this whole time. I’ve been advised by various disability Attorneys that good, strong, clear cases can take as much as 18 months. Cases they need to investigate deeper or that are considered weak can take years.The Social Security Administration’s (SSA) usual practice is to flat-out deny your first attempt within 30 days at which point you file an appeal. Then 90 days later you get denied again. You appeal again and that is when they finally actually review your claim and start a medical investigation. They will have you sign releases for every medical provider you have seen for your Migraine. It will help if you provide a written impact statement as well. This statement is your chance to tell them how Migraine has interfered with your life. They will only look at your last 12 months worth of records. Then they will schedule you for any additional information they need.When you file, make sure to include all of the medical conditions that contribute to your inability to work. For example, I was diagnosed with Major Depressive Disorder, General Anxiety, Bipolar II, Degenerative Arthritis of the lower spine, IBS and bilateral Carpal Tunnel Syndrome. Because all of these conditions affect my ability to work, they have been included in my claim. These will give the SSA a clearer picture of the challenges I face on a daily basis that make it difficult to work. What’s more several of these conditions, while troubling on their own, also contribute to and aggravate my Migraine Disease.SSA looks at your body and overall function as a whole. So this is not a time that you should play down your symptoms and put on a good face. If you are in pain, don’t hide it. If you need to wear your dark glasses, do it. If you are nauseated, let them know in case you need to vomit. If you need ear plugs/sound mufflers, wear them. They need to see a real and true picture of what your life if really like. Putting on a good face at this time will only hurt your case!I am somewhat fortunate - if you can call having Migraine Disease fortunate. I am also a disabled Veteran who was actually medically discharged from the military because of the Migraines. The VA has awarded me the highest rating the current VA rating system allows for Migraine Disease. Additionally, I worked for the VA and had to medically retire from them last September due to these same medical conditions. If any one of the claims comes back in my favor, then the other two - all being federal government programs - will be highly likely to follow suit and award my claim in my favor.As difficult as it is to manage and live with Migraine Disease, the fight for disability is almost as bad. You need to be prepared. If your only source of income is yours then make sure you have enough money for a long battle with no income. Or if you must work, your income per SSA guidelines must not be greater than $1100/month - I think that’s the current amount unless they’ve changed it. If you are a multiple income household, make sure your household can survive either without yours - or if you decide to work - can withstand the drop in income.It’s not easy - nothing with Migraine ever is. But for me, the fight is worth it. Right now, my blessed husband works a full time and a part time job so we can pay the bills. (He won’t be doing that after any one of my three claims is settled). Thankfully, he is supportive and loving and witnessed what I went through every day. He saw how bad it was and he didn’t want me to continue driving myself into an early grave.Best of luck, love and prayers to you, my fellow Migraine Warrior.
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What does a claim benefit specialist do?Coordinates responses for routine phone inquiries and written correspondence related to claim processing issues. Routes and triages complex claims to Senior Claim Benefits Specialist.
Why would a company fight an unemployment claim?Employers typically fight unemployment claims for one of two reasons: ... The amount the employer pays toward unemployment insurance is based in part on the number of claims made against the employer by former employees. The employer is concerned that the employee plans to file a wrongful termination action.
What does it mean by collected unemployment?Unemployment benefits are available to employees in every state who are out of work through no fault of their own. ... Unemployment benefits are typically paid on a weekly basis, at a certain percentage of your past earnings, for a set period of time (usually up to 26 weeks).
What are unemployment claims?An unemployment claim is a request for cash benefits after getting laid off from a job. The claim made by an individual to the state government to receive temporary payments after losing a job. ... The United States Department of Labor keeps track of the number of weekly unemployment claims.
What is a claim benefit?What is a benefit claim? \u2190 Unemployed Workers. A claim for unemployment benefits may be filed when a worker loses his/her job through no fault of his/her own, usually due to a layoff. Benefits paid are then charged against the account of the liable employer.