Summary Plan Description Checklist Form
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People also ask
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Who provides the summary plan description?
Summary plan descriptions need to be distributed by an employer to plan participants within 120 days of a newly established program, or within 90 days after coverage begins. The delivery method should be reasonable and in a way that ensures receipt, whether via hand delivery, first-class mail, or electronically.
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How often does a summary plan description need to be updated?
For plans that are changed, ERISA requires the SPD to be fully restated every five years. For plans that have not been changed, the SPD must be fully restated every ten years.
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Where can I get summary plan description?
When you are first hired, you should receive an SPD covering your new employer's health care and retirement benefits within 90 days. 1 The company may distribute the document to you electronically if you regularly use a computer at work or as a hard copy.
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What is included in a summary plan description?
The summary plan description is an important document that tells participants what the plan provides and how it operates. It provides information on when an employee can begin to participate in the plan and how to file a claim for benefits.
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Do pension plans have summary plan descriptions?
The primary means of communicating pension plan benefits information is often through a summary plan description (SPD).
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How do I get my summary plan description?
New employees must receive a copy of their plan sponsor's latest Summary Plan Description within 90 days after becoming covered by the plan. Plan sponsors are not required to file the Summary Plan Description with the Department of Labor (DOL), although they are required to provide it to DOL upon request.
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Where can I find the Fidelity summary plan description?
A complete description of the Plan's investment options and their performance, as well as planning tools to help you choose an appropriate investment mix, are available online through Fidelity NetBenefits® at .netbenefits.com/novanthealth.
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