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Verification of Creditors Matrix Utah Form

Verification of Creditors Matrix Utah Form

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Dave Ramsey says you don't need a credit score to buy a house and you know what he's right lenders can build non-traditional credit using rent cell phone insurance and other bills but here's the problem credit scores still come into play without traditional credit lenders use 620 as a stand-in but here's the thing you don't have to go into debt or pay a penny of interest to build an amazing credit score get a credit card with a bank or credit union a secured card is totally fine set up auto pay to debit your bank account for the full balance every month on the due date and then make that card your payment method for a small monthly charge like Netflix put the card in a drawer and forget about it you'll pay no interest and build an amazing credit score all on autopilot and qualify for a great mortgage when you're ready to buy a home

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