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Printable Amortization Schedule PDF Form

Printable Amortization Schedule PDF Form

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Instructions and help about printable loan amortization schedule

[Music] in this lesson we're going to cover how to create an amortization schedule in google sheets so you can see here we have a 30 year fixed rate loan we have a loan amount of two hundred thousand dollars at a rate of three and a half percent and a term of 360 months or 30 years so the first thing we need to do is calculate our monthly payment amount so we're going to use the payment function and the first input is our rate now this interest rate here is expressed annually but in order to calculate a monthly payment we need to divide this rate by 12 to convert it to a monthly rate the number of periods is the term of our loan we have this expressed as months already so this is good as is the final input that's required is the present value which is our loan amount there were two additional inputs for this function but they are optional and not required for this type of calculation so we have everything we need and this gives us a monthly payment of 898 now you can see there is a ne

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