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Ayala Plan Benefit Payout Form

Ayala Plan Benefit Payout Form

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How to claim ayala educational plan

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Instructions and help about Ayala Plan Benefit Payout Form

in this video we're gonna talk about what a projected benefit obligation is and then we're going to talk about how you go about calculating it so the projected benefit obligation is typically called the PBO and it has to do with pension accounting in particular defined benefit pension accounting so the PBO is the present value of all the vested and non-vested retirement benefits that the employees have earned based on the employee's future salaries okay so I'm gonna break this down present value basically means we use time value money to do some discounting vested and non-vested means that some of the benefits might not have been earned yet by the employees like for example it might say okay this employee has to work this amount of years in order to get this benefit they might not have done that but the actuary the actuary makes assumptions right about employee turnover all kinds of things right they even make assumption about future salaries right and so they make these assumptions th

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