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let's go ahead and get started this morning unclaimed property so basics is just kind of what it is so this is usually how I start off with and so there's basically three parties involved when we talk about unclaimed property the first one I always say is the owner that's who actually owns the unclaimed property and then the second party would be where that's being held we call that the holder and that would be you okay so let me give you a real-life example here before we kind of kind of tie it in so everyone in here is probably got a checking account right bank account of some sort of check and come so you the checking account would be the owner the bank where that account is being held would be the holder now then normal processes your deposit money in your withdrawing money out transactions are going on my little joke is hopefully depositing more in than you're withdrawing out or that's a different seminar you need to go to but every once in a while there's a disconnect someone get

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