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What are some skills that every 18-year-old needs to survive in life?Oh my gosh, I love this question. I'm going to spend a lot of time on this answer!Financial Skills: How to open a checking and savings accountHow to balance a checkbook, emphasizing the use of debit cards and how banks process transactions"Credit" - What is it, how do you build it, how do you repair itCredit Cards - How interest works, how to take advantage of rewards and balance transfersLoans - What are the different kinds of loans, how do you get them, and what's involvedInvestments - What is the stock market and how does it work, what are Treasury Bonds, and what's an IRA. How do those things factor into a wise investment strategy for your retirement?Taxes - How taxes work, what deductions are, how to file a 1040EZ formTipping - How to quickly calculate a tip and split a tab at a restaurantHow to read a contract and interpret "fine print"Health Skills:Medical Insurance - how it works, what it costs, how to get itHow to fill out common medical and dental formsHow to find a general practitioner, dentist, and so onBasic First Aid - CPR, the Heimlich, how to treat minor injuriesHome Skills:How to cook! You don't need to be on Master Chef, but learning how to cook a few basic dishes, how to use a knife properly, use basic kitchen appliances, and so on.How to clean! I have no idea how so many kids don't know how to vacuum, sweep, dust, do dishes, make a bed, and clean and fold laundry.How to grocery shop - picking fresh fruit and vegetables, planning your shopping and meals, etc.How to use hand tools - hammers, axes, handsaws, et ceteraHow to move - opening or transferring utility accounts, moving companies, apartment and home leases.How to sew a button onHow to fix a running or clogged toilet.Life Skills:How to plan and budget your time!How to think critically.Negotiation - Preparation, discussion, clarification, negotiate, agreement, and implementation.Leadership! Vision, strategy, people skills, managementCONFLICT RESOLUTIONStress management!Problem solving!Study Skills:OrganizationTime managementFinding legitimate sourcesNote-takingCritical readingEssay planning and compositionAcademic referencingHow to use search engines effectively!Employability Skills:How to write a resume and a cover letterHow to interviewProfessional communications skills (both written and verbal)Interpersonal skills in a professional environmentProfessional developmentPublic speaking!How to use a computer - Windows, Google, and MS Office basics at a minimumPersonal:How to interact with the policeHow to tie a tie!How to iron clothesHow to establish a healthy exercise routineHow to maintain proper personal hygeine and groomingMANNERS - It varies from culture to culture, but the underlying principles of all manners remain constant: a respect for others, and a desire to treat all people with honesty and consideration – just as you’d like to be treated.Alcohol:Knowing your limitsHow to mix a basic set of drinksTravel: How to book airline tickets and hotelsHow to pack wellHow to travel lightAutomotive:How to drive - Actual skilled instruction on driving, a la Teen Safety & Survival - Skip Barber Racing School, both automatic and manual transmissionsThe basics of how a car worksThe basics of car maintenanceHow to change a tireHow to parallel parkHow to jump start a carWhat to do if you get into an accidentRead a road mapSex:Comprehensive sexual education including the vectors and effects of sexually transmitted infections, what are and how to use the various forms of contraception, what is PrEP, etc.The Campsite Rule - Leave them in better condition than you found themSafe, Sane, and Consensual - How to have safe sex, do it while you're sober, and with full informed consent from your partner.
How can I get a Vietnamese visa on arrival?Holidays or spending vacation out somewhere in a foreign land is one of the ways majority of tourists love to spend at. Spending vacation in a faraway place brings refreshment from a monotonous life. But sometimes it is not possible to spend a great amount of money on a luxurious trip and so few places that fit in your budget seem good. Vietnam is among one such place that is attracting tourists day by day. So are you up for holidays and looking forward to spend some quality time with your friends or family on a trip to Vietnam?Vietnam Visa is required for most of the foreigners for entry and exit from the three international airports of Vietnam; Da Nang, Hanoi, and Ho Chi Minh City.But one thing that you might be wondering is how to get Visa on arrival. Continue reading to know how can apply for Visa on arrival for Vietnam.How to Apply for Vietnam Visa on Arrival:Things have been made much easier now for tourists as now you don’t need to bother about getting Visas before handed. Visa on arrival has made things much easier and worry free now. You just need to follow simple steps and instructions and you are done with the process.Visa on arrival application Form: Before departure tourists are advised to arrange for Vietnam Visa. For this they need to apply online for the “Approval Letter” first. Then they receive a letter by email, and then on their passports they get Visa stamped on arriving at Vietnam Airport. This is known as “Visa on Arrival”. You get the approval letter within two days.First you have to fill up the entry and exit form. You can complete the fill up process before arriving on Vietnam’s International airport to save time. Click the link here “Visa form” to download the PDF form and then take a print out to fill up. For photo requirements see the document notes.Tourist/Business Visa: First fill out this easy ‘’application form” online. For this you will need to know at which airport you will be arriving and also the arrival date.Next through online only you will have pay the servicing fee for Visa.Then within next two days after this you will receive an email of the official Approval Letter of Vietnam Visa, issued by the Immigration Department of Vietnam.Then download and print the Approval letter. According to noted instruction on the letter arrange two (4x6) cm photos of yourself.Then bring all of these photos, Approval Letter, and the stamping fee of the Government along with any other necessary documents and passport with on your Vietnam trip.Once you arrive at the destination on your allotted Vietnam airport, you have the show the approval letter and the photo at the Immigration office.Pick up Visa at the Airport: On landing you will get to see Visa on Arrival office or landing visa counter. Then hand over the passport, copy of the approval letter, and one stamp size photo of yours.Stamping fee that you need to pay is 25 for single entry, and for multiple entry $50. Then you get back your passport along with Visa.This is how you can get Visa on arrival for Vietnam. Once all the procedures are done enjoy a lovely trip to Vietnam. The process area easy and smooth so no worries just follow the above instruction carefully and go through them as it is said, fill up the form correctly and you are all done.
How does signup/registration form length impact conversion?Several studies have shown that the length of a signup form does definitely have an impact on a company’s conversion rate. So, what is more effective, a short form or a longer form? In a nutshell, the shorter form.If you present a sign-up/registration form on your website, you need to think carefully as to how many fields (and which ones) you want to display. Not many people love filling in forms as it is. Thus, don’t ask for those details that you don’t really need (e.g. your address, if you don’t ship anything to them). Why? Because it has shown that the longer your sign-up form is, and thus, the more information you ask from your visitors, the lower your conversion rates will be. Very often, all you need is just an email address (and a name).The concept of “less is more” (few fields à more conversions) can be considered as valid. This is one example that proves it: the company ‘Imagescape’ conducted a study which showed that a contact form with 11 fields was replaced with a form of 4 fields and these were the results:→ 160 % increase in forms submitted→ 120 % increase in conversion→ Quality of submissions remained the sameA study conducted by HubSpot in which 40,000 landing pages have been analysed, also reveals some interesting figures. You will notice that there the conversion rate changes when there is a higher number of fields on a landing page.Source: https://blog.hubspot.com/blog/ta...Another interesting case study at Expedia showed that removing the ‘Company’ field in their booking form can lead to an increase in conversions, to be precise a $12 million profit.Source: https://unbounce.com/conversion-...Many times, it has shown that the best signup forms are the ones that are short and don’t take much time for website visitors to fill in. Another example is the one from Barack Obama.The figures below highlight again the fact that having few fields in your signup form are more effective.Source: https://unbounce.com/conversion-...If you are thinking of presenting a drop down selection in your form with more fields, then think twice, because also that seems to be less effective for your conversion rates.So, what are the fields that seem to be irrelevant and less effective? Here some insights:However, it’s also interesting to note that the number of fields you choose to present in a form also depend on the reputation of a company. A trusted and well-known company might find it easier to get more of the required information than e.g. an unknown start-up company. When the New York Times launched their online presence some time ago their subscription form used to be 18 pages long! But times have changed.If you want to find out what really works best for your own website, I would suggest you carry out an a/b/c test which allows you to compare all your different versions with each other. Choose one with the absolute minimum, one middle-sized and one longer form version and then analyse which one shows the best impact on your post-click marketing.However, if you want to save time, money and hassle, you can also check out Leadformly. This company creates pre-optimised form templates that incorporate 58+ best practices and boost form conversions based on insights from years of A/B testing and studying forms. Different types of companies have so far benefited from their customized and interactive signup/registration forms which very often led to an increase of their conversion rates of up to 300 %.Generating leads and making your mailing list grow is important for your marketing efforts. Think therefore carefully what you really want to ask your prospects. If every additional (and irrelevant) field you include in your form means losing a potential lead, you need to set the right priorities. Keep in mind that your goal is to generate a lead, all other information can also be gathered at a later stage. If you make it easy, quick and motivating for your visitors to fill in your form, your conversion rate will improve. Your motto should be “ask for less and provide more value in return”.
Do Japanese people forget kanji?Yes. They do. But in a specific way.I know, I'm a foreigner so why do I preposterously take my turn to write an answer to a question that was probably aimed at Japanese native speakers? Because I have seen it with my own eyes and this experience made me understand a lot about kanji learning.When I was an exchange student in a big university in Tokyo, I had some high level Japanese class for my second semester. Our teachers were the cream of the Japanese teachers and we had five of them, each for one aspect of our learning and dedicated to one aspect of Japanese culture and media they wished to have us explore.I remember as clear as day this brilliant teacher who made us discover so much about Japanese classical literature. He was so knowledgeable that every time he would open his mouth, we would all be listening quietly and take notes because it was just gold to us. BUT! He was very bad at kanji. And he told us that plain and clear the first time we met him: he told us he could read probably 5000 of them (which is an insane lot of kanji) but could write barely 1000.As he saw are questioning amazement, he explained: he didn't write kanji anymore. With modern technology, it has become obsolete for him to hand write kanji so he forgot how to write most of them, even though he was perfectly capable of reading them and understanding them. We didn't believe him, first, thinking that he was just trying to make us feel at ease by fooling us with some common self minoration.But then the evidence came soon. One day he wrote the kanji for tea on the white board. But he had forgotten one crucial part of the kanji, the radical for man which is just under the radical for plant. We watched in disbelief not knowing if he was testing us or if it was actually a mistake. Who among Japanese native speakers could make a mistake on such a common kanji such as “tea”?, we thought. It's everywhere! Tons of commercials, posters, bottles and vending machines out there with a dozen time this kanji on it in every possible color!A classmate rose his hand and, with a low voice, suggested that there was something awry with the kanji written. The teacher didn't go mad. He checked in his electronic dictionary. And he started to apologize so much we thought he would perform dogeza (kneeling down and bowing with your forehead on the floor).He made an important point that day. Here is a tremendous difference between reading skills and writing skills as far as kanji are concerned. Yet, even if one can forget how to write kanjis, usually it doesn't mean that the reading or the meaning is forgotten along too.This answers partially the question. Japanese people can forget kanjis provided they are not exposed to them for a long time. usually, it starts with the writing, then the pronunciations and finally the meaning.
Would it be all right to name your kid Yahweh? I’m not religious but find the name to be beautiful.NO!Yahweh is not a good name for a child.Why not? I can guarantee, unless you live in an incredibly remote area of the world, your child will meet at least one Jew in his/her lifetime. Jews, even the most reformed ones, will be offended when people write or say the name of their god aloud. They use all sorts of euphemisms.The second reason is, even if there are no Jewish people where you live, children will taunt your child. And your little one will have to fill out all kinds of forms when they are older. If your child says at his/her job interview that his/her name is Yahweh, would people take him/her seriously? No.My school name is Amanda, and I get taunted for it. That is such a normal English name. Imagine how worse it would be if the name was something outrageous.Thirdly, how would you like to be called ‘God’?Notes:Some people have asked me why I get taunted for the name Amanda. My name is pronounced in fake accents. It rhymes with panda. And it's not my official birth name.Others have asked me, if it's not acceptable to call your kid Yahweh, then why are some Hispanic people named Jesus? Well, if it's pronounced ‘hay-zoos', it's a standardized and traditional name, so it's acceptable. Yahweh, and a name pronounced ‘jee-zus', is not.
How does being raised by clueless parents affect your development? Meaning, parents who have no clue about the importance of SATs, how to apply for college or financial aid, or don't know how to help with homework, etc.I can completely relate to User’s answer, I am also more or less in the same situation, my parents sent me to Australia when I was a teenager for education purposes while they worked their arse off back home, now, my parents back then were typically lower middle class and strict Christian parents.Religion, My parents are both born again Christian and I was born Christian, I was baptised, went to church twice a week, I was indoctrinated to believe in God and to follow his teachings blindly, and after I turned 17 I realised how silly religion is, and became an atheist. Up until now I still struggle with my parents and I have some problems whenever this particular issue is brought up.There was no affection shown in my family, any typical Asian can attest that it’s not very common to see Asian parents show affection to each other or to the kids, I’ve never heard my parents say “I love you”, hug, kiss or hold hands. My parents almost never complimented me on anything, at most it was just “not bad, keep it up” and I never got a Christmas presents from them. This is just a little thing but I realised how this thing affected me as a person.No idea how to help in terms of handling paperwork, I had to handle all my own paperwork from school application, applying for my residency, visa, handle my own taxes, etc etc since I was a teenager.Sex education. It’s generally taboo to talk about sex openly in Asian household, my parents never taught me the importance of safe sex, contraception, STDs, etc, now that I think about it, it was quite risky to send their kid to a foreign country with the kid being clueless about sex. But thankfully I was able to learn on my own and not putting myself in a dangerous situation.Dating/marrying someone who’s not from my own race. They never understood this particular issue, they always thought that it’s always simpler and easier to have courtship with a person from a similar culture background, but they just didn’t realise that I involved culturally as well when they sent me abroad, so I wouldn’t say my culture is strictly all Asian. So, when they found out that I’m dating/marrying a white person, they were shocked and we had a bit of a rough patch but we managed to overcome it, and today my parents are very fond of my fiancée, like any other Asian parents, their love to my fiancée can be measured by how much food they are feeding her when we visit them.I was expected to survive on my own. Just like a baby bird being released from the nest for the first time, I was expected to be self reliant, they were not rich, they had to sell lots of things, I was given money for only limited amount of time and I had to support myself for the rest.But these things I’ve mentioned above are trivial, the thing that affected me the most was to see their hard work and support. The first time I ever understood the concept of “you have no idea how to appreciate what you have until you know how hard it is to earn one” was because of my parents, no matter how hard it was for me, they were always being supportive, as long as I was willing to do it wholeheartedly and not stop.Despite all the flaws and how clueless they were, they bent over backwards just to make sure I had something to eat, to make sure I could live another day. And for that, I am infinitely grateful and I wouldn’t change anything from my parents even if I had the chance, for me, they are perfect in every conceivable way.
I received a call from the dealership a week after returning the loaner car stating that the vehicle had some damage, how do I respond?There are some good answers here. But mine is for future reference. Next time you get a loaner, do a walk around of the entire vehicle when you pick it up and when you drop it off. This saved me from being blamed for existing damage on a rental car a few days ago. It’s simple to just pull your camera or cell phone out. Covers your a—.I was blamed for damage on a loaner car once. The service advisor failed to have me sign the inspection form verifying everything was fine on the vehicle and that there was no damage. I told this to the service manager and never heard from them again.One time a few years ago, I rented a car and there was damage all on the lower front of the bumper. The associate promised that he noted it in the system. Almost a MONTH after I returned the vehicle, I got an e-mail from Sixt (never again!) that I needed to immediately fill out an accident report so that they could start assessing what I owed them. I replied saying that there was pre-existing damage, that the employee saw it and said he noted it, and that my friend and I would be willing to sign sworn affidavits attesting to such. I refused to fill out any forms. They never emailed or contacted me again.Next time, just record. Way easier.
How does WBJEE counselling work?WBJEE counselling procedure is very much similar to the counselling procedure adopted in JEE MAINS. After obtaining a rank in the exam interested candidates will be required to generate username and password and will have to pay the registration fee. This registration fee will be non-refundable,which is around 500. After registration candidates will be required to fill their choices online through the website. After declaration of round 1 result a candidate will be left with 3 choices. 1- accept the seat and take admission in the allocated seat.2- consider the candidate for up-gradation to higher filled choices.3- surrender the seat and pull out yourself from the counselling procedure.candidates will have to report to the reporting center within the specified period of time and will have to submit their choices failing to do so in round 1 will automatically remove you from further consideration and you will loose your seat. For choices 1 & 2, candidates will have to pay seat acceptance fee which will be returned in further rounds if you opt for choice 3( but will have to report to the reporting center,otherwise the candidate will not be able to claim it).This procedure will be repeated for three rounds and extra rounds can be introduced if the counselling team feels the necessity of it.In last round you will be forced to either accept the allocated seat or surrender your seat.
How can I buy Tesla shares from India?Apple, Microsoft, Amazon, Facebook. We all have grown up using these companies’ products/services. Obviously everyone’s interested in stock market would like to invest there too.But wait, since they won’t be listed on Indian stock exchange, how to do it?There are basically 3 ways you can invest in Tesla,Open an account with Indian Brokerage firm who has a tie-up with foreign broker. Like ICICIdirect, HDFC sec, Reliance Money etc.. They provides the service where you can open your overseas trading account with their foreign brokerage partner.Open account with foreign brokers. Some international brokers are out there who permits Indian citizen to open account and trade in US market like Interactive Brokers, TD Ameritrade, Charles Schwab International Account.Buy Indian MF(Mutual Fund)/ETF(Exchange Traded fund) with global equities. Mutual Fund basically invests in stock market, Government bonds and other securities. There are few firms which invest in international market. You can invest indirectly there but you will never know if your money went in Tesla or not. But this is probably safest option I know because you will not have to open Overseas trading account plus you will save the minimum deposit roughly $10,000. Here are few popular mutual funds who trade in global market, ICICI Pru US Bluechip Equity – D (G), Motilal MOSt Oswal NASDAQ 100 ETF, Reliance US Equity Opp. Fund DP (G), Edelweiss Greater China Eqty-Direct andKotak US Equity Fund – Direct (G).Now that you know the ways to invest, here are some food for thoughts.The reason why people invest in foreign stock exchanges.People want to invest in their favorite companies, of course Elon Musk/Steve Job are everyone’s idol. We all believe in them, their vision. Also Google, Amazon, Twitter, Facebook are darlings of this generation.Diversification - Investing in foreign companies helps in diversification. Investing in foreign companies mitigate the risk when Indian market gets crash.Bigger Opportunities - The point is there are thousands of better companies out there. There is no boundary anymore.Investors believe that foreign companies have better resources, facility, government cooperation. That makes them high rated.Some Critical Points to know before you invest in TeslaUp to $2,50,000 can be invested overseas by Indian resident as per RBI. That is roughly 1.7 crores. That’s enough, right?High Charges - Here you will be transecting in foreign money. You will be paying brokerage charges in their currency that is USD (1 USD~68.5 INR). So, will the AMC(annual Maintenance charges).Profit are subjected to currency exchange rate - Price of INR against USD will constantly change, so suppose you invested when it was 1$=₹68 , so when you sell the stock maybe the price changes to 1$=₹60. In such case you already lost 11.7%. That’s why when you invest in foreign stocks, profits are always subjected to the currency exchange rate.To know more about such topics please visit, Blog - Trade Brainsor Join Pundits of Stock market at Indian Stock Market Tribe- TRADE BRAINS.
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What makes a promissory note valid?A promissory note is a type of negotiable instrument that's similar to a common law contract. Basically, it is a promise to pay a certain amount to the holder of the note, according to certain terms, and by a certain date. ... First, however, you must be able to prove that the promissory note is valid.
What happens if you don't pay promissory note?Default on Secured Debt If you have secured debt, you signed an agreement saying that your lender can take your property if you refuse to pay under the terms of the promissory note. ... If you do not pay under the terms of the promissory note, the dealership has the right to send someone to repossess the car.
How long is a promissory note valid?When a legal action on a promissory note is enforced, the judgment allows the attachment of assets belonging to the debtor. This action usually takes two or three years to get through the courts. If the promissory note included an arbitration clause, the matter will take three to six months to resolve.
What makes a promissory note legal?It is a promise to pay a specific sum of money by one party to another. ... A mortgage includes a schedule of payments as part of its promissory note to clearly define what is owed when and how much is principal and how much is interest. Signatures are required to make the document legal.
What happens if you default on a promissory note?Default on Secured Debt If you have secured debt, you signed an agreement saying that your lender can take your property if you refuse to pay under the terms of the promissory note. ... If you do not pay under the terms of the promissory note, the dealership has the right to send someone to repossess the car.