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Risk Based Pricing Notice PDF Form

Risk Based Pricing Notice PDF Form

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and what we call it is risk-based pricing and that's as an industry level so again as we get into the credit score they're going to say well you know potentially a lower credit score may be deemed higher risk and have a little bit of an adjustment in rate so essentially any lender out there for a conventional mortgage we'll look at those factors overall now so one thing is if credit score is lower typically there'd be a little adjustment for higher rate but alternatively as we have a lot more down payment that adjustment is way smaller because let's say even though a client might have a little lower rate if they're putting down 30 or 40% that's mitigating a lot of risk or lowering the their side so I'd like to encourage clients guys just because potentially we have a low down payment or because we have a lower credit score or other factors there may be other ones that offset those for you so like for example I've h

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