Affidavit of Survivorship Mn Instructions 2011-2024 Form

WBJEE counselling procedure is very much similar to the counselling procedure adopted in JEE MAINS. After obtaining a rank in the exam interested candidates will be required to generate username and password and will have to pay the registration fee. This registration fee will be non-refundable,which is around 500. After registration candidates will be required to fill their choices online through the website. After declaration of round 1 result a candidate will be left with 3 choices. 1- accept the seat and take admission in the allocated seat.2- consider the candidate for up-gradation to higher filled choices.3- surrender the seat and pull out yourself from the counselling procedure.candidates will have to report to the reporting center within the specified period of time and will have to submit their choices failing to do so in round 1 will automatically remove you from further consideration and you will loose your seat. For choices 1 & 2, candidates will have to pay seat acceptance fee which will be returned in further rounds if you opt for choice 3( but will have to report to the reporting center,otherwise the candidate will not be able to claim it).This procedure will be repeated for three rounds and extra rounds can be introduced if the counselling team feels the necessity of it.In last round you will be forced to either accept the allocated seat or surrender your seat.

Our lovely aunties!!2. Our e-commerce websites are full of foreign models.An informal survey that consisted of more than 5 Indian apparel stores concluded that more than 50% of the models, especially for women's apparel, were not Indian.3. We offer huge donations inside the temple but think hundred times whether to give a rupee or not, to the beggar outside the temple.4. We pray dark-skinned Gods but reject dark-skinned people for marriage.

I used to write software to help hospitals keep track of their efficiency, and wait times was one of the things measured. (So were unnecessary tests, length of stay in Hospital, re-admission rates and much more)If you are interested in wait times and getting reports, the Canadian Institute for Health Information CIHI is a valuable resource.There are some things to consider.Triage: Some thing are important (Breathing before Bleeding before Broken) than others, so wait times should be sorted by diagnosis before making claims.Past results show that when Canada sets a target, the system responds to meet it, but you can't optimize everything. Triage as a concept is about setting priorities.Also, consider that workload on the health system is not uniformly spread out. I once broke a bone on Dec 23. I was out of the hospital with everything done, after having an X-ray, (including a copy of my x-rays on CD because they knew I was going to travel after Christmas), my physician talking to a specialist about the results deciding not to do surgery. All done in 3 hours from the time I got *injured*. Yes, that includes getting up, going home, finding a babysitter for my kid, waiting for my wife to come home and bring me to the hospital, limping across the parking lot, going home afterwards, etc. Everything. Apparently Canadians aren't getting sick or injured the Thursday before Christmas Eve. There are other days of the week or year where the emergency rooms are overwhelmed, and wait times skyrocket for a short period. Disease or cultural patterns can make some days have a sudden surge in need for health service.One important indicator that we track is the time from arrival to triage. If we can quickly sort out whom is going to die and whom can apply ice while waiting for the critical cases to go first, we get a preferable trade of higher wait times for non-emergency care and low overall mortality.Some Doctor's practices are better at managing appointments than others. So beware making conclusions about overall performance from a few samples, a classic logical fallacy. With my family Doctor, if you are sick or injured, you see him that day. If you just want an allergy shot or to follow up on a chronic condition, then it is next day or day after scheduled appointment. My wife's doctor (different practice) is nowhere near such schedule control and punctuality. [Any statements about why given the data I have would be purely speculative.]Population Density and Size. It is easier to achieve economies of scale and the efficiencies of specialization with high population and density. It is also easier to reallocate patients to another hospital with available capacity if it is nearby. Those whom compare Canada to France or the UK have to remember those countries have double Canada's population stuffed into less space than Manitoba, just 1 province. If those countries can't run a more efficient health care system, there is something very wrong with them.Pay by Taxes? Well that is a 2 sided coin.Canadian political parties both left and right claim to have plans to have balanced budgets. (This should be taken to mean that the Canadian voters expect the parties to at least claim they have a plan to eventually do so, and is not a partisan endorsement or prescription of how that is to be achieved.)This may come as a surprise to some readers, but a sizable number of Canadians want to keep their taxes low, and sometimes vote in governments with Tax Cuts as their agenda. This often does result in cuts to health care service, such as the Ontario Liberals removing annual eye exams from coverage (around 2004) . So while we do have taxpayer funded health care, it should not be read as unlimited money. We are trying to get value for money. Moving to a public system and away from a private one is sustained by being better value for money. Even those wanting to expand the public health care system are expected to bargain hard to control costs.Here is a hypothetical to make a point: Suppose you have to buy expensive diagnostic equipment, do to 48 "tests" a day. One unit can do one test an hour. As the purchasing manager, do you buy 2 of them, and run 24 hours a day, or 4 and let the techs sleep at night? If you buy 4, you have spent twice the money to achieve the same speed of service. If you can't line up the people needing the test to fill that queue 24 hours a day, you can't get away with buying only 2. Idle capacity costs money. If there is always 1 new person in line to get service as a test begins, you can maximize throughput and eliminate down-time. To a certain extent, wait times are about minimizing idle capacity.Next time you are in a hospital ward and there is no nurse at the station, remember that admins want their nurses doing patient care over 80% of the time. So 80% of the time they are out doing rounds and actively taking care of people instead of being available at the station. One will eventually return to the station, and one will definitely respond to the emergency button.Cuts that remove idle capacity are often called 'trimming the fat' and don't impact wait times. Other cuts do eliminate capacity or fail to provide service, so there are other issues. In some ways, this is dumping costs off the taxpayer and onto the sick, privatization by stealth.This is to illustrate that there is a tension between financial efficiency and speed of service. Sometimes we make good choices to achieve both. There are also cases where improving patient throughput at a lower cost per patient raises total costs because more people can get service faster. In the spirit of a non-partisan forum, I'll leave it to the Canadian readers to decide which politicians at a particular moment are cutting services to achieve budget targets and which ones are finding efficiencies and yielding real savings.Then there is something to consider: How much surplus capacity is needed in case of emergency, seasonal variance, or a crisis that can quarantine hospitals, such as SARS?In part America is paying for surplus capacity, UN-required tests, profit margins, massive administration, advertising, billing collection and bad debts, and other business overheads. Unlike America, other countries try to do bulk purchasing to negotiate better deals for drugs. This is part of how other countries can spend a lot less per citizen on health and get comparable or better results.In general Canada does quite well at giving priority to doing things to save lives faster rather than elective procedures. Remember when comparing health care systems you have to use %of GDP as a measure, since a government dumping a cost off the Taxpayer and onto the taxpayers whom happen to need care helps the Government's bottom line and reduces taxes, but does not make the national system more financially efficient.

I am going to ignore your question and share 5 proven steps to get started investing.Starting your first investment is a lot like climbing a mountain.You’re starting from ground zero with a lot of enthusiasm, but when you realize you have to climb for days to get anywhere, that enthusiasm often turns into the feeling of being overwhelmed.But when it comes to your investing career, the weather conditions, metaphorically speaking, are terrible as well.Hold on! You have made a smart move to invest in Equity, popularly called as shares. Indian GDP is growing at 6%-7% per annum and as thumb-rule equities deliver return which is equal to GDP growth + Inflation. Equities are best investment vehicle used as a hedge against inflation.Hey! getting started with your first investments is not terribly difficult - Here's what I would do to start my first investment and build up to $1000, $2000, $10,000………permonth in "passive" income.SEBI regulated a tight charge over documents submission. So this makes it a most crucial step. Your names, dates, and signature should be identical on all of your submitted docs.Below are the exact 4 basic documents that one need to get registered as a stock trader with SEBI.PAN cardIdentity proof (Aadhar card, driving license etc)Bank statement (last 6 month)Cancelled chequeThese are the basic documents. However, in some rare case, additional documents are needed. Consult the broker for the same.In addition, you would also have to fill up the registration form to which the above documents would be attached (highlighted in next step).But where do you submit the damn documents?This is what I’m going to show you in step 2.Not only brokers help you to get your documents verified with SEBI, they also facilitate live trading in stock market. You can buy and sell stocks with just one call or one click (on trading app, platforms)What you’ve to do is contact a broker and deliver them registration form with above-attached documents.But still one should choose a broker with great attention. Some brokers charge so high that most of your profit is swallowed by their charges. An uncle of mine generated a brokerage of 1.5 lakh in 2 months on F&O trading. I was baffled after seeing his charge-sheet.When was the last time you read an investing book or an economic magazine article? Do your daily reading habits center around hot tips tweets, Facebook updates, or the directions on moneycontrol website? If you’re one of the countless people who doesn't make a habit of reading books and articles regularly, you might be missing out: reading has a signNow number of benefits on your investments and your market behavior.Step away from your computer stock screen for a little while, crack open a book, and replenish your soul for a little while.Below are 3 books which are highly recommended to beginners.Stocks to Riches: Insights on Investor Behavior (by Parag Parikh)My personal opinion: At my earlier days, I started reading highly suggested books but didn’t benefit more than this book. In my opinion, this book is a key to understanding other books. Just an extremely insightful book of great practical value that every investor, both beginners and the experienced, should read. No more words.Rich Dad Poor Dad (by Robert T. Kiyosaki)My personal opinion: This is my all time favorite. This book has also qualified for the Amazon Best Reads List – June’16. This book what made me understand the crux of value investing and spread a great message of how money makes money.The Little Book That Still Beats the Market (by Joel Greenblatt)Side Note: Still I’m finding this book to read. Also tried to buy this book on Amazon but not in stock. Contact me personally if you can endorse this book to me. I read summary and reviews of others on this book and find it interesting. He made the value investing simple by just following ROCE and ROE matrix.Edit: I finally got the book.However, when you’re done with above books. Try your luck on some more detailed books here - 11 books that will change the way you look at stock marketNow you’re all done. You got registered with a broker and learned about the stock market. The next step will show you how to stand out from everyone out there...What I like to do next is become a pro trader by tracking my performance, nearly daily.Well quoted by Anurag Bhatia in another answer of the same question.“Maintain a trading journal. Practice paper trading. Yes, you have to practice trading every day to be above average at it. Just like the world's best athletes practice every day”However, you don’t have to make a trading journal, if you’re registered with Zerodha. As they have an inbuilt Q platform to track daily, weekly, monthly……. performance. Get more of it here.This is the most important stage to make yourself a successful investor. Everyday tracks your profit and loss. You don’t have to give hours, 15 minutes will be enough.What you have to do is whenever you have a profit activate your flashback and figure out what made you invest in this share and mark that criterion as a good evaluator of share. And same applies to the loss position in opposite way.When you have traded for a couple of months, nearly daily and got great insights of the market, open up Q platform, track your past transaction and create an algorithm.…….and do whatever you need to cultivate maximum profit from stock market fluctuation.Create your strategy………Create your parameters……….Create your own disciples……….In-short, rely on yourself and trade like a boss. Don’t get influenced by other traders, instead, influence them by your moves.This is where the real money will be made. There are no shortcuts in this process...this is how it's done.Just remember one thing:Following others will not make you rich. Making others follow you will make you rich.Hit me up on my website if you need any help.Stay invested in Sensex or Nifty 50. Normally shares of this category don't tumble more than 5% per day. Exceptions are always there but it's better than mid or small cap stocks. Once you get some experience in the field, choose your stock by your own analysis and own strategy.Go for short term trading (although, I’m a great enemy of short term trading) but as a beginner, you’ll not invest much so you should try with a short run. If you invested for the long run, you’ll lose your interest in some time.Keep the volume of traded money equal to the money which will not make you unhappy, if you lost them.Don’t get trapped in the vicious circle of brokers, advisers…. If their advice are so much effective than they would have been trading shares, not selling their advice.Here’s the reality: You’re in a tough spot.Starting investment profitably for a layman is not easy, but if you’re willing to put in consistent effort, it can be done.I’ve shown you four of the most effective steps I know to get started investing for a newbie. I encourage you to just focus on above steps until you create a sound money making a portfolio.If you’re looking for a bigger guide (with an illustration of a stock), this might help you - How to start investing: A complete guide from "आहा..." to "oh! shit"If you’ve additional advice for newbies or have any sound investment strategy to share with others, I’d love to hear about them in the comments below.

Note: I can't speak for everyone out there, as an INTP, I'm speaking for myself:Cons (because let's admit it, they overweigh):Zoning out, INTPs are erratic thinkers. It's an escape, my mind itself is flooding with a new thought with every passing second. Not interested in a topic? Boom. I’m blind and deaf to it. However, if it's something I love, I'd willingly give up a week’s sleep to learn my heart out.Blunt. Heartless. Insensitive. Feelings, What are they? I eat sheets of metal for breakfast. Deal with it.Procrastinating and leaving everything to the last minute. Sometimes I don't bother to work, explain something or justify myself.The universe of useless information, which includes lyrics of 115 chart singles, GTA cheat codes and the 3-line address of every person I've lended money to. Too bad I'm failing in chemistry.Reserved. 100% of my closest friends were made when they were somehow stuck with me. From seat-partners to family friends. And no, I'm not starting a conversation with you unless there's a zombie apocalypse or the building is on fire.Aloof. Once I was with a group of painfully boring people I had no interest in interacting with, but I was kinda stuck, so I zoned out, minding my own business. So this gentleman out there started comparing me to a zombie, I didn't give a shit but when he repeated it, once, twice, then thrice I had this urge to smack his face before realizing that I didn't give enough shits to stop procrastinating.Never mind. INTPs hate to explain things from scratch repeatedly, don't dare ask me the same detailed question for the third time.Wasted potential. All my life, I've been interested in a number of hobbies, and the only thing that bothers me is that I know I can do better, and I'm never satisfied with were I am. INTPs prove only 10% of their potential, and their ability often never sees the light of the day.Pros:INTPs are pretty chilled out. To be stated bluntly, like I usually do, I hardly give a flying shit about anyone’s validation, physical or emotional. I know what I look like or how I behave, and I'm totally comfortable with who I am.My ideas are my own, unique and solely mine. I love thinking abstractly, finding patterns, or connection in largely unrelated topics. Might be the reason I'm excellent at horrible puns.INTPs don't take sides, in fact, I hate taking sides. I have trouble forming a concrete opinion, as at the back of my mind, I know every coin has two sides, and nothing is ever plain black or white, just grey.I consider myself a liberal person. Labels? Nah. Stereotypes? Not my thing.Brutally honest. INTPs might be blunt but are very honest. I don't see why I need to sugarcoat or lie about every damn thing.Calm in the storm. Frankly speaking, INTPs are hella disorganized. But the weird part is, they are strangely organized at the same time. My mom may claim my room to be no less than a dump-yard, yet I know where everything is kept. Everything has a place, it's not like I'm not a clean person, I keep no trash. Maybe I hoard things I feel will be of use.INTPs see through you. No sugar-coating, no mind games, I can clearly see through them. Zip up your random compliments unless you're being very creative or if you indeed, mean it.

Caution: Lengthy answer ahead:I was lucky enough to be selected by Indigo (a major low cost carrier in India) as a junior first officer in August 2017 after clearing about 5 rounds worth of their selection process. Now, the exact and rounds process may vary from airline to airline but the essence is the same throughout the industry. Now remember that the process that I'll describe is for a fresher in the industry, i.e. Non Type Rated CPL holder. If you're an experienced pilot with lots of hours, the process may be different for you. I'll elaborate on indigo's process and provide details about other airlines' process too wherever I can.Round 1 - Technical written examThis is the first round for almost all airlines' selection process in India. There are 120 odd multiple choice questions based on topics like aerodynamics, jet engines, performance, meteorology, air navigation, regulations , etc etc. Though the questions are multiple choice, they're not objective questions. Some of them (numericals) need to be calculated and marked accordingly.Indigo's first round was on pen and paper with an OMR sheet being provided. It was the same with Vistara, a full service airline in India. Spicejet (another low cost carrier) had this round on computer screens.Round 2 & 3 - CASS and PsychometryCASS, in my opinion, is a test of your presence of mind, multi tasking skills, and stress management. You'll be in a room with 5 computer screens. 3 of them will be in front of you, combined, and 1 each on either side. On the 3 screens in front, you'll be playing (almost) a computer game on which you'll be flying an aircraft with the help of a joystick. No technicalities, it's pretty easy to handle. You'll be following instructions which will be given to you through headsets. At the same time, you'll be solving some problems on the screens to your left and right. Problems based on mental math, memory, logical reasoning etc. You'll also be given a 4 digit pin to remember right at the beginning of the session, and you'll be asked questions about the pin (sum of digits etc) during your session. You'll also have to look out for traffic, follow instructions, and fly the aircraft safely while doing all this. The entire session lasts for about an hour.After the session is over, you'll have a debrief in which you'll be asked to rate your performance, tell them about what went wrong, why it went wrong, and what you could've done to do things better.A few days after CASS (can be done before as well) you'll have to fill out an online psychometric form. 160 odd questions to get to know you better. Then you'll have a Skype interview with a psychologist (I think) from the UK and this will last for about 50–60 minutes where you'll have to open up and be completely honest about the questions they ask you. Some of the questions could be based on the psychometric form you filled out so make sure you fill it yourself and you fill it honestly. There are no right or wrong answers. It's just to know you as a person.Other airlines may conduct a COMPASS test which is also to check your multi tasking skills and stress management abilities.Round 4 & 5 - Group activity and Personal Interview (GA/PI)Congratulations on getting this far. Last few steps now.You could have your GA and PI on the same day or consecutive days. In the group activity, you'll be put in a room with 4 other people and 3–4 moderators who'll be judging you. Now remember, it's a group activity, not a group discussion. So you 5 will be given a scenario on which you all have to work together. Showcase your leadership skills here but do not be overly dominant. Work as a team. Work the problem. If you're not able to, tell the moderators at the end of the activity what didn't work and why it didn't work. The session lasts for about 30 minutes.The personal interview. This is your chance to leave a last impression on the panel. The interview is a mix of technical and HR. On the panel will normally be a couple of senior captains and one person from the HR department. That doesn't mean that the captains can't ask you HR based questions. You require adequate technical knowledge and a good personality with confidence and passion to clear this round. Do not, for one second, think that you can fool the panel in any way. They're probably in this industry since before you were born. They will catch you.Get one more thing straight - knowing the A-Z of Aviation will not get you a job. Even if you know the A-J, but have a willingness to learn, a positive attitude, and you're ready to accept when you're wrong and not argue unnecessarily, you'll make the cut. Smile, be confident, be courteous, and think twice before you speak. You'll not get this opportunity again for a long time.The interview could last anywhere between 10 minutes to an hour. Don't judge the interview based on how long it lasted. My interview lasted for 50 minutes. My friend's lasted for 10. We both cleared.The results are declared within 10 odd days via email.I hope I've been of some help. Feel free to ask me anything else related to the selection process and I'll be happy to help.Good luck and happy landings! :)

Let me tell you about a law that passed in Maryland in 2013…Post-Sandy Hook, the one party rule state of Maryland decided to push a raft of gun control laws. None of which had anything to do with or could have prevented Newtown but since facts and logic aren’t the strong suit of gun control and control is the name of the day, they rammed these laws through.One of these laws was a fundamental change in handgun ownership. Due to Baltimore being one of the top 5 cities in the USA for violent crime, they pushed for a “Handgun Qualification License” (HQL) as a means of stopping gun violence in the city. They literally sold this law as a gun violence prevention measure.The HQL is a permit-to-purchase for any new handgun from October 1, 2013 onward. You need to have one to buy a handgun in Maryland. So what does getting an HQL entail? Here’s the list:Taking a mandatory, state approved HQL training course by a state approved instructor at your expense. This course is a minimum of four hours and includes a live fire component which limits its location to places where ranges exist or the course is split over several days. Average cost is around $150 not including your travel time.Getting yourself fingerprinted at your expense by a state-approved fingerprint provider with electronic submission capability. Once taken, you have only a few days to submit your application. The cost of the fingerprinting is $50-$80.Submit an HQL application online only via the Maryland State Police Licensing Division website and pay the application fee via debit card or credit card only. No mail in forms, no in-person application, no cash or checks. If you don’t have Internet access you are out of luck. First time fee is $50.Wait for the Licensing Division to process the application. There is no mandated time limit to process the applications and average time is several weeks to a month or more based on informal surveys of applicants.After processing you will receive an HQL card in the mail. This card is the property of the Maryland State Police (it is very clear on this point) and it is your state-issued permission slip to begin the process of purchasing a handgun. The HQL is good for ten years.So, on average based on anecdotal accounts of hundreds of people who have gone through this process and tracked on the Maryland Shooters forum this process costs $200-$300, take around two months to meet the prerequisites to apply unless you’re really lucky and another 2–4 weeks to receive your government permission slip.Now to the fun part… the HQL did not change the prior purchase process in place! Even though a full background check is performed to issue the HQL, you still need to then fill out a purchase request application with the State Police at $10 per transfer, buy the gun, fill out all of the paperwork and still be subject to the 8 day waiting period. The HQL, despite being a license, is merely a license to let you start the process. They did not rescind or modify the process at all and added the HQL as an additional burden to acquire a handgun.It has all of the things that gun control states they want. Deep background check, a photo ID license to get a gun, fingerprinting and mandatory training. It was sold as a crime reduction measure to reduce gun violence in Baltimore and other places.How many HQLs do you think have been acquired by criminals in the 4 1/2 years since its creation? If you answered “Zero”, you’d be correct.So we reject these proposals because I can point to actual, real-world laws that do all of this, was sold on a lie and has done nothing to reduce crime. All it did was impose a signNow burden on the law-abiding in the exercise of their rights. So signNow there are several cases proceeding challenging the HQL requirements. Especially the “online only” element and training requirements that serve as a serious and disproportionate impact on lower income families and would-be owners.How Long Did Your HQL Approval Take?Handgun Qualification License

“Customer acquisition nightmare”Hacking an effective way of getting your first paying users, needs a sound strategy, planning, and intelligent execution. Selling your first SaaS product is one of the hardest challenges any SaaS startup has to beat. However, the idea of making a sale anytime, anywhere you are (even when you are asleep) gives the providers such a liberating feeling.Here are Hot 9 strategies to lock in Initial Saas product customers:1.Focus on sales explorationStart with your network. Tap into the network of the people you know. Your acquaintances, friends, friends of your friends, co-workers, alumni, past employees. Remember to ask for introductions before banging them with your product.What is the objective of doing this?You are not aiming to close a deal at this point (there is no pain if you close one too). The essence is to focus on early stage sales exploration and sales engagement. Take your time to listen and understand your customers better. Make sure you get what their pain points are.2.Figure out who your customer is and where to find themIdentifying your real customer is not an accident. Don’t just be a product or service guy. B2B selling is harder and a little bit complicated. Look for forums where people are looking for your product. Here is a list of platforms where you can find your customers. You can also hit freelancing websites (Up work, Guru, etc) and look job postings that are relevant to your niche.3.Leverage on targeted traffic.We are talking about the power of advertising. The competition is stiff. Lots of noises out there. If you need to go through the clutter, you have to pay. Twitter, LinkedIn, Google Adwords, Facebook or any other method of airing traffic that works. To be on the safe side, start off small and make sure you measure the progress of your campaign. Otherwise, you’ll lose a lot of money and achieve nothing out of it.Put up a landing page and drive targeted traffic there.Now that you have a good source of traffic. Put up a landing page. You can use a different domain name than the one your product is hosted on. Do a great sales copy, not a vague one-liner. Make the copy a bit long and describe in details all of the benefits and the features. Most importantly, the pain points it seeks to resolve. If you don’t have an exact pricing, mention that would be a premium product. Otherwise, let the readers know what your pricing plan is. Provide email opt-in form at the end to get in on the launch and secure a spot in the free beta.4.What to do with the list(Email ids)Personally, email each one of them and schedule phone calls to dig into exactly how they expect your solution to help them. During the first 2-3 months of using the free software in beta, send your list about 3-4 emails and simply update them on the progress of your team and let them say what they need. Let them know that by joining the free beta, they will enjoy a lifetime 10%, 20%, 30 % discount later when you launch publicly with paid plans.After 2-3 months, send an email to your beta users and give them a 30-day window to log in and upgrade to a paid plan, with certain percentage discount locked in for life.Why this option works.It is open and up-front about where we were at every step of the way.The customers will have sufficient time to fully evaluate your customer support, the product, and the rest.Personalized service and over-delivered every step of the way.A lifetime discount to take advantage of it is a good incentive to make those first sign ups happen.5.Cold emailing and calling.Check if you have a mailing list? Use it to get paid users. Craft a winning cold email and sent it to your list. Do not expect lots of positive response from the emails you send. Sometimes you have to send more follow up emails to get them responding. Prospects’behavior tracking tool would be a booster for your sales team. Schedule a call, if possible. Personally, I have seen many startups close deals with calling. If done well, you can’t fail to close several sales.6.Referral programsMany SaaS providers get their customers from referrals. If you have paying users, you can request them to refer their friends or acquaintances to your software. You can give them a link and let know what percentage they will earn once they refer new users to your site. Your first 4-6 users can bring in another 4-6 users and you’ll be looking at around 18-12 users. However, not all users go for such arrangements. If you are not sure how to do it, you can use something like referralsnip.comto help you get it out there quickly.7.Capitalize on 3rd Party IntegrationsIt is difficult for startups to make a mark on the noise-filled, mass-appeal marketplace like the Google Apps store. To beat that challenge, most upcoming applications have resorted to creating their own ecosystem play. Now they are coming with their own APIs and directories of integration partners. As a SaaS start up, invest your time and resources on where you can be discovered: that means integrating with other smaller apps than with Google App store. Some companies, for instance, integrate Evernote via its API and use it a platform to advertise with. Below is a list of other apps you may be interested in integrating with.BufferiContactEventbriteZendeskBasecampCampfireShopifyConstant ContactHighriseWufooFormstackYammerZohoMailchimpFreshbooksHubspotStocktwitsMiteYou can dig up for more.8.Media, Blog mentions & Expert “Endorsements”This is about getting expert social proof, a very effective way of getting your 11 paying customers. Blog mentions by industry leaders or expert “endorsements’ can generate the trust customers need to take up your product. As a result of the trust, many targeted users will come looking for your site.What you need to do:Offer a case study for industry top analysts.Be awesome and get on mixedenergy.com. This applies mostly to founders.Guest post on KISSMetricsConnect with industry insiders, be awesome and get mentioned or featured on industry rags.For more information about expert endorsements, you can take a look at this post.9.Give out freebiesBefore you ask for anything from your customers, be on the first line of giving. You don’t have to give ‘just anything’. Give out VALUE that people will want to use or share.Mirasee.com does this beautifully with their, 10 Rules of the VISIONARY BUSINESS e-book. You’ll see a call to action box on their first page. They update it regularly and it’s one of best free e-books on list building. The Benefit is not to convert their first-time visitors into paid subscribers. Their target is getting the brand out to many peopleFreebies accomplish several goals.Deliver value and demonstrate knowledge on what you are doing.Freebies build trust in your brand or product.If the freebies are good, they are shared across different networks, giving your product more exposure.Give out these freebies if you want to signNow out to many people.Beginner’s Guides,InfographicsWebinars,Free consultations,Interviews,Podcasts,E-booksBlog PostsWhite Paperstwitter.comDid you know giving your #SaaS product free for use at the beta stage is also a strategic freebie?CLICK TO TWEETStart with your launch with a private beta which is free. This is a common strategy adopted by many SaaS startups. And, it is very effective. Launch your product in private and offer it free for use to select few who you are targeting for use.Another way is offering free sign up for up to 3 months. This gives ample of time for brands to interact with your software solution and the support team before letting them upgrade to paid subscriptions.Summing up…Simply developing an awesome SaaS product is not enough. You need to put up solid strategies to make it stand out and close the first few sales. However, this is not a cheap task. It requires meticulous planning, crafting killer cold emails, making cold calls and aggressively looking for expert endorsements. Where possible, you may come up with a referral program that can help bring on more and more user to your product.Now, over to you…What strategies have you used (you are using) to get the first few paid users?

The teaching staff of my department didn't help me much. Out of 30+ lecturers who have taught me ~50 courses in my 4 years at NITK, only 2 or 3 have genuinely helped me. That limited help was mostly in form of motivation, encouragement, support and appreciation. I received very less technical help from faculty members.This is my last semester at NITK and a lot of times, I have felt that I could have taught the course better than the lecturer. Some of my classmates have more exposure and experience in the subject than the faculty member. A lecturer once confessed openly in classroom that he had no idea about the course he is teaching and that he is doing so only because he has no choice. Such is the state of lecturers in NITK.And I would also like to point out that some faculty members who are secretly active on all social networking websites (including Quora) ensure that students don't write their opinion about them. Basically, there is no way to give feedback and faculty members do not handle negative feedbacks well. You can't even approach a mentor of your choice (even if both the mentor and you have a mutual agreement and interest) because the other faculty members would protest. There is dirty politics and corruption. Some faculty members have proved beyond any doubt that they are sexist and hypocrites.The faculty members have only prevented me from exploring more. They didn't aid my learning rather they prevented me from learning. However, I think this extra struggle helped me. I learnt self-learning. There were few genuinely good lecturers whom I respect and I will forever be indebted to them. The department and the institute is highly understaffed and they are doing the best they can to fill up the positions. It's easy to complain about the problem rather than do something about it. Considering that my education at NITK was highly subsidised, I think the situation wasn't as bad as it sounds. Plus, the situation in most Indian colleges including NITs and IITs isn't much better.I chose to do online courses and found out useful ways to utilise my classroom time effectively.

Ownership of property and assets The valuation of property held jointly will depend on the size of the share held by the deceased and also who the other owner is. Joint tenants own the property equally and undivided. On the death of one joint owner, the deceased's share passes automatically to the other joint owner(s).

Joint tenants cannot sell or pass on their interest in the property without breaking the joint tenancy. They can choose to sell together, but while they co-own the property, if one joint tenant dies, that person's interest passes to the surviving owner or owners.

When one co-owner dies, property that was held in joint tenancy with the right of survivorship automatically belongs to the surviving owner (or owners). ... So if three siblings owned a house in joint tenancy, each would own a one-third interest; if one died, the two survivors would each own a half-interest.

In the case of more than 2 joint owners as Joint Tenants, the surviving joint owner gets a share in the proportion of ownership in the property. ... In this case, the share of surviving joint owner will remain 50% even after the death of the joint owner. The legal heirs will get a share of 25% each.

Joint Tenancy\u2014No Probate Required Under joint tenancy, two or more people own a property together in equal shares. ... They can choose to sell together, but while they co-own the property, if one joint tenant dies, that person's interest passes to the surviving owner or owners.