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how to appeal a health insurance decision occasionally your health insurance claim may be denied paperwork and persistence are crucial to reversing your carrier's decision you will need help from your doctor medical paperwork and persistence optional a computer with internet access step 1 enlist your doctor's assistance with correct coding information proper documentation and medical records step 2 write your appeal letter be sure to include the date claim number date of service policy number reason for denial why you are writing and what you are requesting sample medical appeal letters are available online step 3 include supporting paperwork with your appeal letter such as letters of medical necessity from your physician and medical records step 4 identify the address where you will need to send your appeal it may be different than the claim submission address step 5 send via certified mail the return receipt will ensure that your appeal is received did you know the first US health in

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