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Pro Forma Budget Plan Sample

Pro Forma Budget Plan Sample

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does it seem like you go month to month paying your bills but never getting ahead how do you make ends meet while also planning for the future here are five steps to get your finances under control first let's look at the big picture think about what you are actually saving for and what goals matter to you are you aiming to travel the world buy a home retire early or put yourself or someone else through college making these choices will help you prioritize your savings second determine your current income level your income is the money you take home each month it doesn't include your overtime pay as you can't count on this as regular income third write out your expenses separate fixed costs like rent food utilities student loan and car payments from your flexible costs like clothing and entertainment which can vary month to month fourth create a spending plan pay yourself first by putting money into savings next focus on fixed costs then non-essential expenses y

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