How can I get a hard money lender to fund 100% of the deal, because I have literally no money, but it's a great deal?

If your great deal is tangible, and is a great deal based on its value alone, then you should be able to borrow the money provided however you have decent credit. What is a great deal or decent credit? A GOOD deal is where the monetary value exceeds your loan amount by more than 20% giving it a loan to value (LTV) ratio of less than 80%. A GREAT deal has an LTV under 50%. Decent credit means that you do not have any unpaid collections, 60 day late payments, unpaid repossessions, any foreclosures or bankruptcies on your credit reports and your scores should be at least 640. You will find a lender or an investor if you work hard. If you do not have these minimums, you will need to be creative. Maybe you could get with the person selling your great deal and see if they will rent it to you with an option to buy, the first right of refusal, and 90 days rent free. It may seem absurd to them to rent this deal if it is not real estate or equipment but you can explain to them that you believe that you can sell it better than them and are willing to put your money where your mouth is. You will have to figure out how to come up with the money for a deposit. If they are willing to do this, you should do whatever it takes to come up with that little deposit whether it is selling your personal items, blood, semen, eggs, work doubles, etc. Or maybe you can find someone else who has financial credentials that you can share this great deal with and split the profits or get paid a finders fee. Get your creative juices flowing in. There can be many, many different ways to skin this cat. Research and evaluate and ask people questions and for help. You can get something more valuable out of this experience by missing out on it - knowledge, mentors and connections. Good Luck!

Social Security is funded by money taken out of every paycheck for American's in the form of Federal withholding. So how can Mitch McConnell say Social Security is to expensive and needs to be cut when the government doesn't fund it the people do?

Social security benefits are funded both by payroll tax deductions and by the the Social Security Trust fund. When more money comes in through taxes than is paid out in benefits, the Fund grows. The Trust Fund (the combined OASDI Trust Funds total reserve is $2.89 trillion at the end of the year 2017) is invested in US Government securities that pay interest, a lot of interest. Social Security ran a surplus of $35 billion in 2017 and projects a surplus of $44 billion this year, 2018; however, long term projections based on the number of workers and the number of people signNowing retirement age, are that the surplus will turn to a deficit, relatively soon.If this drain went unchecked, eventually the Trust Fund would go to zero and there wouldn’t be enough money to pay social security benefits. SSA currently projects that depletion of the fund will occur in 2034.[1]Several small adjustments can be made now to fix the problem, such as raising the ceiling on income that is taxable, increasing the tax rate, lowering the social security cost of living adjustments, and raising the retirement age.The important thing in this discussion is that today the fix is easy because the Trust Fund is huge and earns lots of interest. If the Fund is starts to be depleted, that interest goes away and the amount of money to make up is vastly greater.Footnotes[1] Summary: Actuarial Status of the Social Security Trust Funds

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DHM Proof of Funds Letters Hard Money Lenders Form

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What is the Jerry Norton Proof of Funds Letter?

The Jerry Norton proof of funds letter is a document that verifies an individual's or entity's financial capability to complete a real estate transaction. This letter is commonly required by sellers or real estate agents to ensure that potential buyers have the necessary funds available to follow through with a purchase. It typically includes details such as the amount of funds available, the source of these funds, and the contact information of the financial institution providing the verification.

How to Obtain the Jerry Norton Proof of Funds Letter

To obtain a Jerry Norton proof of funds letter, individuals can follow several steps. First, contact a bank or financial institution where you hold an account. Request a letter that states your available funds and includes pertinent details such as your account type and balance. Some institutions may require you to provide identification or complete a request form. Additionally, there are online services that can generate proof of funds letters for a fee, which may be a quicker option for some users.

Key Elements of the Jerry Norton Proof of Funds Letter

A well-structured Jerry Norton proof of funds letter should contain several key elements to ensure its effectiveness. These include:

Account Holder Information: The name and address of the individual or entity requesting the letter.
Financial Institution Details: The name, address, and contact information of the bank or financial institution.
Account Information: The type of account and the current balance available.
Statement of Funds: A clear statement confirming that the account holder has sufficient funds to complete the intended transaction.
Date and Signature: The date of issuance and a signature from an authorized bank representative.

Steps to Complete the Jerry Norton Proof of Funds Letter

Completing the Jerry Norton proof of funds letter involves several straightforward steps. Begin by gathering your financial information, including bank statements and account details. Next, contact your bank to request the letter, providing them with any necessary information they may need. Once you receive the letter, review it for accuracy, ensuring all details are correct. Finally, present the letter to the seller or agent as part of your offer package to demonstrate your financial readiness.

Legal Use of the Jerry Norton Proof of Funds Letter

The Jerry Norton proof of funds letter is legally recognized as a valid document in real estate transactions, provided it meets certain criteria. It should accurately reflect the account holder's financial status and be issued by a reputable financial institution. This letter serves as a form of verification that can protect all parties involved in the transaction by ensuring that the buyer has the necessary funds to complete the purchase. It is essential to keep this document updated, especially if there are changes in your financial situation.

Examples of Using the Jerry Norton Proof of Funds Letter

There are various scenarios where the Jerry Norton proof of funds letter can be utilized effectively. For instance, when making an offer on a property, presenting this letter can strengthen your position as a serious buyer. Additionally, in competitive markets, having a proof of funds letter can differentiate you from other potential buyers, as it demonstrates your ability to close the deal without financial delays. It can also be required when applying for certain types of loans or financing options related to real estate investments.

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How can I get a hard money lender to fund 100% of the deal, because I have literally no money, but it's a great deal?
If your great deal is tangible, and is a great deal based on its value alone, then you should be able to borrow the money provided however you have decent credit. What is a great deal or decent credit? A GOOD deal is where the monetary value exceeds your loan amount by more than 20% giving it a loan to value (LTV) ratio of less than 80%. A GREAT deal has an LTV under 50%. Decent credit means that you do not have any unpaid collections, 60 day late payments, unpaid repossessions, any foreclosures or bankruptcies on your credit reports and your scores should be at least 640. You will find a lender or an investor if you work hard. If you do not have these minimums, you will need to be creative. Maybe you could get with the person selling your great deal and see if they will rent it to you with an option to buy, the first right of refusal, and 90 days rent free. It may seem absurd to them to rent this deal if it is not real estate or equipment but you can explain to them that you believe that you can sell it better than them and are willing to put your money where your mouth is. You will have to figure out how to come up with the money for a deposit. If they are willing to do this, you should do whatever it takes to come up with that little deposit whether it is selling your personal items, blood, semen, eggs, work doubles, etc. Or maybe you can find someone else who has financial credentials that you can share this great deal with and split the profits or get paid a finders fee. Get your creative juices flowing in. There can be many, many different ways to skin this cat. Research and evaluate and ask people questions and for help. You can get something more valuable out of this experience by missing out on it - knowledge, mentors and connections. Good Luck!
Social Security is funded by money taken out of every paycheck for American's in the form of Federal withholding. So how can Mitch McConnell say Social Security is to expensive and needs to be cut when the government doesn't fund it the people do?
Social security benefits are funded both by payroll tax deductions and by the the Social Security Trust fund. When more money comes in through taxes than is paid out in benefits, the Fund grows. The Trust Fund (the combined OASDI Trust Funds total reserve is $2.89 trillion at the end of the year 2017) is invested in US Government securities that pay interest, a lot of interest. Social Security ran a surplus of $35 billion in 2017 and projects a surplus of $44 billion this year, 2018; however, long term projections based on the number of workers and the number of people signNowing retirement age, are that the surplus will turn to a deficit, relatively soon.If this drain went unchecked, eventually the Trust Fund would go to zero and there wouldn’t be enough money to pay social security benefits. SSA currently projects that depletion of the fund will occur in 2034.[1]Several small adjustments can be made now to fix the problem, such as raising the ceiling on income that is taxable, increasing the tax rate, lowering the social security cost of living adjustments, and raising the retirement age.The important thing in this discussion is that today the fix is easy because the Trust Fund is huge and earns lots of interest. If the Fund is starts to be depleted, that interest goes away and the amount of money to make up is vastly greater.Footnotes[1] Summary: Actuarial Status of the Social Security Trust Funds

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DHM Proof of Funds Letters Hard Money Lenders Form

How it works

What is the Jerry Norton Proof of Funds Letter?

How to Obtain the Jerry Norton Proof of Funds Letter

Key Elements of the Jerry Norton Proof of Funds Letter

Steps to Complete the Jerry Norton Proof of Funds Letter

Legal Use of the Jerry Norton Proof of Funds Letter

Examples of Using the Jerry Norton Proof of Funds Letter

Quick guide on how to complete jerry norton proof of funds letter

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How to create an eSignature for the dohardmoney proof of funds

How to create an eSignature for your Dhm Proof Of Funds Letters Hard Money Lenders online

How to generate an eSignature for your Dhm Proof Of Funds Letters Hard Money Lenders in Chrome

How to generate an eSignature for signing the Dhm Proof Of Funds Letters Hard Money Lenders in Gmail

How to make an eSignature for the Dhm Proof Of Funds Letters Hard Money Lenders from your mobile device

How to create an electronic signature for the Dhm Proof Of Funds Letters Hard Money Lenders on iOS

How to make an electronic signature for the Dhm Proof Of Funds Letters Hard Money Lenders on Android devices

How to create an eSignature for your Dhm Proof Of Funds Letters Hard Money Lenders online

Follow the step-by-step instructions below to eSign your dohardmoney proof of funds:

How to generate an eSignature for your Dhm Proof Of Funds Letters Hard Money Lenders in Chrome

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How to generate an eSignature for signing the Dhm Proof Of Funds Letters Hard Money Lenders in Gmail

Below are five simple steps to get your dohardmoney proof of funds eSigned without leaving your Gmail account:

How to make an eSignature for the Dhm Proof Of Funds Letters Hard Money Lenders from your mobile device

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To sign a dohardmoney proof of funds right from your iPhone or iPad, just follow these brief guidelines:

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What is the Jerry Norton Proof of Funds Letter?

How to Obtain the Jerry Norton Proof of Funds Letter

Key Elements of the Jerry Norton Proof of Funds Letter

Steps to Complete the Jerry Norton Proof of Funds Letter

Legal Use of the Jerry Norton Proof of Funds Letter

Examples of Using the Jerry Norton Proof of Funds Letter

Quick guide on how to complete jerry norton proof of funds letter

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How to create an eSignature for your Dhm Proof Of Funds Letters Hard Money Lenders online

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How to generate an eSignature for signing the Dhm Proof Of Funds Letters Hard Money Lenders in Gmail

How to make an eSignature for the Dhm Proof Of Funds Letters Hard Money Lenders from your mobile device

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