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New Beginnings  Citigroup  Form

New Beginnings Citigroup Form

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It was once the largest bank in America, born from the aftermath of war and financial ruin. But after over a hundred years of dominating the industry, its very existence is now being challenged. Since the late 90s the stock is down over 80%. What Citi was doing it was illegal. Welcome to the banking business where you have a crisis around every corner. The year is 1837, marking the end of the panic of 1837, the worst economic crash in America's young history. At the time America was a young country and the banking industry was very unregulated. And the directors of these banks would take depositors money for their own personal use. And as a result almost every five years there was a banking crisis. Founded just 31 years before as a state chartered bank, the Citibank of New York was hit hard, just like many others. It faced a rush of withdrawals and a shortage of available loans. Depositors all over the country were frightened about the safety of their funds and rushed to withdr

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