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LINA Long Term Disability Brochure & Application Capital Form

LINA Long Term Disability Brochure & Application Capital Form

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Hi, I'm disability attorney Andrew November, and you're watching Andrew's answers today. We're talking about one of the most common questions we get probably one of the most common questions we see online. And that's, what is the difference between short term and long term disability insurance? Well, you have to be disabled to get either program. That's the one thing that they have in common. And of course the test for disability is going to change from policy to policy, but here's a couple things we know almost every short term disability policy is going to provide benefits when you're unable to do your own job. That's true with long term disability, but usually only for the first two years of that disability policy. Again. So for the first two years of both the short term and long-term disability policies, you're only gonna get benefits so long as you can prove that you're unable to do your own occupation before we even get more into long term. Let's back up for a second and talk abo

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