Surs Retirement Choice Election Form
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People also ask
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What does it mean to be vested in SURS?
Vesting is the minimum length of service needed to qualify for a retirement benefit. You are always 100% vested in the contributions you make, which means the money is yours to keep. You are eligible for a retirement benefit based on your age and length of service for a SURS-covered employer. -
How does SURS pension affect Social Security?
Social Security taxes will not be withheld from your SURS earnings. SURS participants are not eligible for Social Security coverage based on their employment with a SURS-covered employer. -
What is the SURS 6% rule?
For example, if an employee is given a 30% increase, SURS would expect the employer to pay liabilities associated with the amount above 6% but less than 20% (as earnings above 20% are not included in the final rate of earnings). -
When can I retire with SURS Illinois?
Participants in SURS are eligible to retire at the following age and service levels: Age 55 with 8 or more years of service (Benefits are reduced for early retirement if the employee retires under the general formula between ages 55 and 60) Age 62 with 5 or more years of service. Any age with 30 or more years of ... -
Can you cash out from SURS?
If you wish to withdraw your funds from SURS, you must complete a withdrawal form. Depending upon your citizenship status, you may also be required to submit an IRS Form W-9 or W-8BEN. To begin the Separation Refund process: Dial Toll Free: 800-275-7877. -
What is the vested inactive buyout for SURS?
The Vested Inactive Buyout amount will be calculated based on your annuity on your first eligible date of retirement and will be equal to 60 percent of the present value of the total pension benefit. SURS will calculate the Vested Inactive Buyout payment using actuarial factors. -
When can I retire with SURS Illinois?
Participants in SURS are eligible to retire at the following age and service levels: Age 55 with 8 or more years of service (Benefits are reduced for early retirement if the employee retires under the general formula between ages 55 and 60) Age 62 with 5 or more years of service. Any age with 30 or more years of ... -
How long does it take to be vested in SURS?
If you first began participation prior to January 1, 2011, you are vested with at least five years of service credit. If you first began participation on or after January 1, 2011, you are vested with at least ten years of service credit.
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