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New Mexico Rate Lock Disclosure InterBank Form

New Mexico Rate Lock Disclosure InterBank Form

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Amber asked if you could lock the rate while you shop yeah we can it depends on the lender there's a lot of lenders that won't lock you while you shop it's my favorite thing to do in the world rates are going up like crazy why wouldn't I try to keep you at a lower rate so that by the time you find a house you still qualify so yes we do a lock and roll for up to 90 days we do not charge a fee in order to lock in that rate if rates go down and you're in contract meaning that you have found a house and you're in contract I can renegotiate your rate down once if rates have dropped dramatically now if rates go down and you're not in contract I can't do anything you have to be in contract to renegotiate but it's a great it's a great great great program in a market like this when rates keep on going up so if your lender won't lock and shock you or lock and roll you as we call it give me a call I'm licensed everywhere but Utah and Rhode Island

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