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Audio Visual Equipment Loan Form Staff Faculty of Engineering Eng Nus Edu

Audio Visual Equipment Loan Form Staff Faculty of Engineering Eng Nus Edu

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loan structure is often referred to by bankers and Smee lenders as credit structure credit structure is the concept of customizing different features to create really unique loan offerings for clients and Prospects examples of loan features include whether a credit will be extended as interest only or if it will reduce with monthly or periodic principal repayments is known as amortizing if it is amortizing over how many years will the loan be repaid what will the interest rate be will there be lone covenants if so which ones and why there are several important criteria to think about when considering loan structure these can be broadly categorized as the borrower's risk profile the type of asset being financed and client or transaction specific considerations Within These criteria categories are a number of different loan features or characteristics for example interest rates are a function of the client's risk profile especially for commercial Borrowers interest rates

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