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FAQs
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What can I do when a divorced parent refuses to fill out a college financial aid form?
Anything that does not involve going to university and paying for it with loans/grants.Join the service.Get a full time job and take a class at a time and pay with cash.Find an employer that will pay for your schooling.Get married so you can be considered an independent student 9but not from your husband).Jus t get a job. By the time the government lets you file as an independent student(age 24) you may have found an even better pattern that doesn’t involve college at all. -
How can you get financial aid if your parents won't fill out their part and you don't qualify for third party loans?
In that case, likely the only aid you can get is federal loans limited to 5,500 freshman year and increasing about 1k each year. If you speak to your financial aid office they may be able to arrange that, but they may require that your parents sign a form that they refuse to fill out your aid forms. You will not be able to get any federal Pell Grant or Grants from the college. However, in many cases you would be eligible for Merit Aid or Scholarships that do not depend on family income. If you have good enough test scores there are some colleges around the country that will give a lot of aid for that. They may not always be in the most desirable areas but the important thing is that you will get a college degree. -
I need $14000 to pay for the rest of college, should I take out private loans or a PLUS loan? I have already maxed the Federal Direct loans and have 28K in grants & scholarships.
Perhaps you need to take out a part time job.Also, you need to get some sort of job connection to what your degree is supposed to be providing. Example. You are majoring in biology. You seek a job that uses your biology training in a part time capacity, like a hospital or lab.By doing this you may also make yourself eligible for company subsidies of your education, and also connect your learning with the real world which should raise your grades. -
How can I deduct on my Federal income taxes massage therapy for my chronic migraines? Is there some form to fill out to the IRS for permission?
As long as your doctor prescribed this, it is tax deductible under the category for medical expenses. There is no IRS form for permission. -
My noncustodial parent doesn't want to pay for my tuition (isn't signNowable) but has already filled out a CSS Profile. I was told to contact the financial aid office. How should I appeal for more financial aid and explain my circumstances?
My understanding is that unless there is another extenuating circumstance, your noncustodial parent is expected to provide their part of the expected family contribution. If refusal was an option many parents would simply refuse to pay. If they aren’t signNowable then how do you know they don’t want to pay for your tuition? You must have been in contact when they filled out the Profile, so they have not been out of your life for an extended time. Generally in these cases you will have to find another way to pay the EFC, including your custodial parent’s current income, assets, or parent loans, or more student loans. Or you will need to go to a college that is more affordable. Your custodial parent can try to take your other parent to court to get an order for them to pay, or to enforce an existing custody agreement clause about college payment.I can imagine an extenuating circumstance that would have to be considered. For example, if your parent’s assets were frozen after filling out the Profile (they are under indictment), your parent has been hospitalized in a coma or severe mental health issue (though in that case you might be directed to work with whoever becomes their guardian), or if your parent has become a missing person (not just doesn’t answer the phone when you call) there could be some consideration from the financial aid office. You would need to be able to document the circumstance (police reports, court orders, medical affidavit and so on).You are not the first student to have this problem. Contact the financial aid office and ask for their help. Don’t “appeal for more financial aid” but rather ask their advice in dealing with the situation. They will ask questions to flesh out the details and then if you are lucky advise you on what next steps to take given your circumstances and your parent’s circumstances. Depending on the situation they might refer you to another office for support (for example Student Services or legal aid). -
Why is financial aid so stingy for upper middle class families? How is it possibly fair to expect my parents, who make $250k per year, to contribute nearly 30% of their pre-tax income to my tuition? They'd need to take out huge loans to pay the EFC.
Although your parents probably should have contributed to a 529 college savings account, the mere fact they make $250k per year doesn’t mean they don’t have high debt. There is a couple of ways to get around this: Scholarship or if you are independent, you won't need to include your parents' information on your FAFSA.
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