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 Allied Healthcare Professional and General Liability Atlantic 2012

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Okay, I have a medical practice. And I do not know what kind of insurance I need. I'm being offered loads of options. What are the biggies? And what is the difference between these policies? My name is Erin Jackson with Jackson LLP Healthcare Lawyers. This is such a common question. It's something we're asked a lot. And one of the biggest sources of confusion among providers is the difference between professional liability insurance and commercial general liability insurance. The second one is sometimes called a CGL policy. So, using the example of a physician who owns his practice, the physician while treating a patient, either misses a diagnosis or commits medical malpractice. Now, the professional liability policy, which covers the physician's practice of his licensed profession, is going to be the insurance company that covers that liability because it is within the scope of his professional services -- professional liability. Now, taking another example, if somebody leaves a banan

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