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OWNERS and CONTRACTORS PROTECTIVE MarketScout Com Form
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People also ask
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What is the main purpose of an owners and contractors protective liability form that can be added to a CGL policy?
An OCP helps cover claims for bodily injury and property damage that can result from two possible scenarios: The project owner's vicarious liability in connection with the contractor's work. The project owner's acts or omissions in connection with the general supervision of the contractor.
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Which of the following situations would be covered by a standard CGL insurance policy with no endorsement?
Explanation: The situation that would be covered by a standard Commercial General Liability (CGL) insurance policy without any endorsements is B) Injuries sustained by a customer slipping on a wet floor in a retail store.
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What is the main purpose of an owners and contractors protective liability form that can be added to a CGL policy Quizlet?
Owners and contractors protective (OCP) liability insurance policies provide coverage for damages that the insured property owner becomes legally obligated to pay because of bodily injury or property damage arising out of operations performed for the named insured by the designated contractor at the location specified ...
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What is owners and contractors protective insurance?
When a contractor purchases OCP coverage, the policy covers the project owner or general contractor named on the policy. The policy protects the named insured who hires the contractor from liability for bodily injury or property damage that happens due to the actions of the contractor on this project.
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What does the CGL policy cover?
Commercial General Liability (CGL) insurance protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander and false advertising).
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What is the difference between CGL and OCP policy?
An OCP policy is different from a contractor's general liability policy in a number of ways. OCP coverage is just for the single project and protects the project owner from liability caused by a specific contractor. Therefore, its coverage is very limited compared to a general liability policy.
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