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CREDIT by DEPARTMENTAL EXAMINATION Form

CREDIT by DEPARTMENTAL EXAMINATION Form

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credit process and analysis in this session we have several objectives the first one is to understand the credit process we'll be looking at things from both a borrower's perspective and the lenders perspective then we move on to look at job opportunities for credit analysts including looking at the most common places that they work finally we'll go in-depth to look at the different ways that credit analysts perform financial analysis whether it's for a person or for a business by the end of this chapter you'll have a comprehensive understanding of the credit process and the way analysis is performed let's look at an overview of the lending process it all starts with origination where banks and borrowers get connected and they discuss a lending opportunity then there's negotiation where the lender and the borrower discussed the amount the interest rate and some of the covenants that may be required as well ultimately at this point

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