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welcome to this Killick explains finance video this week a bit of a mouthful but an important mouthful particularly if you are a higher earner yes I'm looking at the tapered pension annual allowances trap and the trap is this over pay into your pension probably by mistake this year and you'll be slammed with additional charges so watch out for this one here we go now in theory what could be simpler than engines you might say well you know in theory you've the gross amount you can paint your pension annually is capped and this year it's capped at 40,000 pounds so far so good that's the gross amount so in theory that's up to 32,000 from you and 8,000 pounds of basic tax relief given at source there's your 40,000 pounds nice and simple what's the problem problem is this if you are a high-income individual and this area is full of new bits of jargon by the way then your contribution may be tapered in essence if your adjusted income and be very careful that's a new expression probably not w

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