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the US Department of Education allows student loan borrowers to defer their student loan payments with the unemployment deferment during periods of underemployment and unemployment underemployment means that you're working less than 30 hours per week or you're working a full-time job that's expected to last less than 90 days unemployment means that you're one hundred percent unemployed so how you would qualify for this deferment is by one submitting proof of your unemployment benefits if you aren't receiving unemployment benefits you can show proof that you are registered with an agency that is helping you to find full-time work and for Arkansas good resource for that for registering for the agency is through the Arkansas Department of Workforce Services so your loans will be deferred for a period of six months at a time and you have a total of thirty-six months of unemployment deferment available over the life of your loan I'm stood alone mentor please follow us on facebook at the stu

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