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Fair Debt Collection Act Demand Form

Fair Debt Collection Act Demand Form

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some changes will be coming to the fair debt collection practices act before the end of 2021 some enhancements called regulation f changes we're going to talk about that in a separate video we wanted to spend a couple minutes just reminding ourselves what the fair debt collection practices act even does in the first place mostly for consumers it's a set of laws that actually establishes certain requirements and restrictions on debt collectors dates back to 1977 with the understanding that there was abusive deceptive and unfair debt collection practices happening by many debt collectors legislators at the time acknowledged that they thought this contributed to a number of personal bankruptcies marital instability the loss of a job and certainly the invasion of individual privacy so the act was created and it governs debts owned by individuals not debts owned by businesses in most cases the act does not apply to collection attempts by the actual owner of the debt like a h

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