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Violation Fair Debt Form

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Instructions and help about violation disclosed

hey guys welcome to this video we're going to talk about a very common violation which is false credit reporting by debt collectors so when you have a debt collector that does false credit reporting this will violate the FDCPA we'll also talk a little bit about disputing this under the FCRA the Fair Credit Reporting Act but the majority what we'll talk about is a Fair Debt Collection Practices Act so let's go to the FDCPA Fair Debt Collection Practices Act section 1692 II so here's the general principle the debt collector may not use any false deceptive or misleading representation or means in connection with the collection of any debts let's focus on this it's an absolute prohibition may not use well is it some false some deceptive summon no it's any false deceptive or misleading representation or means in connection with the collection of what type of debts any debts now you still have to meet the definition of debt or c

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