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Assumption Agreement of Deed of Trust and Release of Original Mortgagors Utah Form

Assumption Agreement of Deed of Trust and Release of Original Mortgagors Utah Form

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[Music] hi today we're talking about how to avoid the acceleration clause in a mortgage this is Dawne Symington for mortgage one and the article is provided for you as well so in a divorced setting typically you can execute a deed a warranty deed or quickly indeed deeding off one spouse to the other on the house however it's always important that you make sure that you notify the mortgage servicer so that they do not have an acceleration clause to the other borrower making the mortgage due upon this transfer and ing to the garden saint-germain depositories Act of 1982 it protects consumers from transfers like this so that the mortgage company cannot do a do it cannot make an acceleration caused happen when it's a deed transfer for a situation like a divorce when one spouse is awarded the marital home in let's say both arco mortgages on the note an assumption should take place either a partial assumption or a full assumption if that uncoming borrower that

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