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it's time for a cashtag segment for that let's bring in Landon Swan he's a co-founder at like folio welcome back to the show Landon thank you it's great to be here all right uh so Landon we were talking um basically credit cards and fame Tech today we're talking American Express this one's lagged visa and MasterCard it seems like the resiliency of that upper echelon consumer kind of waning here a little bit I've seen some analyst come out recently lowering price Targets on this name what kind of data do you guys have out of like folio that may may support the weakness or may support uh maybe a rebound in the name sure you know what I mean when you look at this name last quarter they came out with some pretty strong numbers I mean they're you know they are driven by their affluent card holders and you know they've seen a plus 8% um year-over-year in card spending people are spending more I think a lot of that has to

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