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Hmda Data Collection Worksheet  Form

Hmda Data Collection Worksheet Form

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[Music] hi it's dave dickinson with bankers compliance consulting hey since hum to change several years ago probably the number one question we get has to do with demographic information collection and specifically about these boxes that say how did you collect the demographic information for ethnicity for race for sex when the applicant was not present look at the screen right now you see the demographic information form and specifically i want to zero in on those boxes in the bottom that says to be completed by the institution for applications taken in person so it's really clear that when someone's there in person and they mark down that they do not wish or maybe they just say i don't want to and you mark down i do not wish on their behalf but then the loan officer has to then complete the ethnicity the race the sex and that would be the blue marks that i'm using on your screen but then there's that section in there that says how was t

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