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Truth in Lending Form

Truth in Lending Form

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Instructions and help about Truth In Lending Form

hello everybody nathan that night guy here uh going to talk to you today about the truth and lending and good faith estimate uh these documents are associated with a home loan uh for the purchase of real property um essentially we'll start with the truth in lending what the truth in lenny does is tell you how much it costs for you to borrow the money to purchase your home uh what that means is essentially they're going to take your interest rate they're going to add in all of your fees and and what i mean by that is the cost associated with doing the loan they're going to re-amortize it over the term of your loan and let's say it's 30 years so 360 months and that's going to give you what we call an apr and annual percentage rate so that tells you the actual cost to do business with that bank associated with that loan so if you're borrowing the interest uh or the money for the loan at an interest rate of four percent and yo

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