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 Form A12  T2  Annual Summary of Financial Affairs  Tier 2 2016

2016-2025 Form

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Hey everyone! Welcome back to another  P2P lending portfolio update. Today,   I’ll walk you through the latest changes  in my portfolio over the past month. Think of this as a behind-the-scenes look at  how a real P2P portfolio can perform under   today’s market conditions. Just a heads up—this  isn’t investment advice. P2P lending is risky,   and if you ignore the red flags,  you could be in for some losses. Alright, let’s jump into it. Here’s a look at how   things shifted in October. You’ll notice  that, aside from EstateGuru and Crowdpear,   my investments grew across most platforms.  Let’s break it down, starting with PeerBerry. I increased my investments here,  as the platform keeps delivering   as expected. Right now, 92% of my loans are  current, with 7% late and 1% in recovery.  Most of my funds on PeerBerry went into loans  from Romania, Spain, and Lithuania. The platform   is steadily repaying war-affected  loans, which has bumped up

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