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okay well welcome to finance talk this is Saturday morning on March 17th of 2018 so yeah it's gonna be an interesting talk today I do have a surprise for you guys of course hopefully for those who are here I hope that you brought yourself some pen paper something to write notes on because it is going to be an important session today you know we are going to be discussing quite a few things today and I want to make sure that everybody who's here participating today actually gets the chance to write down whatever it is that I'm gonna be sharing there's give me some pretty powerful information that I'm gonna be sharing so I want you to have you know grasp as much as you can when it comes to this talk today once again we're gonna discuss the idea and concept of the hidden consumer reporting agencies now for the most part a lot of people just know that three major credit bureaus which are Experian Equifax and TransUnion we've all heard of them we all use them you know we think that the majo

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