Notice of Exclusion from Calpers Membership Form

Instructions and help about Notice Of Exclusion From Calpers Membership

Presenter: Your health plan may be  a Health Maintenance Organization,   an HMO or a Preferred Provider Organization,  a PPO. But in some areas of the state, you may   have a third option you're less familiar with, an  Exclusive Provider Organization or EPO plan. Stay   tuned and we'll tell you more. [Music]  An EPO plan provides you with the same  covered services and lower costs of an   HMO and some of the flexibilities of a PPO.  You pay co-pays but you don't pay deductibles   or co-insurances like you would in a PPO plan,  so your overall out-of-pocket costs are lower.   In an EPO, you'll have a primary care doctor and  you'll have the flexibility to see a specialist   without a referral as long as that specialist  is in the EPO provider network. If you go out   of network for care, you'll have to pay the  cost. The exception of course, is for emergency,   urgent care situations, or with an authorized  referral from the EPO. The EPO plan offers the