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top four high debt to income ratio mortgage options coming up [Music] borrowers approved for a mortgage when other lenders say that it's just not possible today we're covering in-depth the four best options available if you have a high debt to income ratio and you're looking to get a mortgage be sure to subscribe and turn on notifications so you stay in the loop on all my best mortgage tips so let's jump right into it what is a high debt to income ratio mortgage a high debt to income ratio or DTI ratio is any mortgage scenario that exceeds 50 percent DTI if your monthly liabilities on your credit including the mortgage with taxes and insurance are let's say 2600 a month and your monthly income is five thousand a month so you'll take 2600 divided by 5 000 equals 0.52 or 52 percent conventional loans require you to be 50 or below debt to income ratio so let's look at what options we have can you get approved for a high debt to incom

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