Michigan 5081 2023-2024 Form

Instructions and help about 2023 return michigan

[Music] what's happening with real-time payments is that there are a lot of disruptors out there that are bringing uh near realtime Payment Solutions to the market and what that means by near real time is that they have figured out a way to emulate real time in many cases which means that to the consumer it looks and feels like real time and sometimes that's really all you need is that the consumer looks and and feels like the transaction is occurring in real time and what's starting to happen is that the disruptors are beginning to um eat into the clients and the usage of the bank customer are starting to move over to the disruptor applications and use those because they are more real- time in many cases than the banks and so the banks are actually potentially losing uh some of the transactions from their C customer base in many cases they're not in fact making any Revenue off of those transactions but they're still you they're still losing potentially the experience of that customer