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CREDIT APPLICATION SALES AGREEMENT Johnson International  Form

CREDIT APPLICATION SALES AGREEMENT Johnson International Form

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what do you mean by that about real incomes profits and the consumer how do you view the macro right now right so so incomes might be going up but they're not keeping Pace with the cost of living adjustments and so that's why you're seeing in the third quarter of last year 47 million new uh Consumer Credit accounts uh were opened you're seeing 15 decline in retail 15 billion dollar decline in retail sales uh I saw a figure that 40 percent of Americans having a difficult time paying their basic household expenses uh and since consumer spending is 70 to the economy that becomes problematic on corporate profits uh and again this is happening when you know wage growth was high so anytime wage growth is high it constrains corporate profits and then they start to lay people off and that's what you're starting to see now and you know you're right and I first off it's like I know the data on inflation's coming down but I d

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