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Multi UnitApplication03 02 DOC Form
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People also ask
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Which fact would make a manufactured home ineligible for a Fannie Mae loan?
Ineligible Manufactured Housing Criteria The following are ineligible for loans secured by manufactured housing: investment properties, manufactured homes located on leased land and subject to a ground lease, unless located in a Fannie Mae-approved condo or PUD project, and. manufactured homes in co-op projects.
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What is the oldest manufactured home that can be financed?
Generally, mobile home lenders require homes to be constructed before 1976 to be eligible for financing, and some may even require newer homes. By meeting these basic requirements, you increase your chances of approval and position yourself as a reliable borrower in the eyes of lenders.
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What are the requirements for a manufactured home in Fannie Mae?
Fannie Mae defines a “manufactured home” as a dwelling of at least 400 square feet and at least 12 feet wide, constructed to the “HUD Code” for manufactured housing, that is built on a permanent chassis, installed on a permanent foundation system, and titled as real estate.
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What is the minimum roof pitch for a manufactured home to be eligible for Fannie Mae financing?
Fannie Mae affords modular, prefabricated, panelized, or sectional housing homes the same treatment as site-built housing. Therefore, Fannie Mae does not have minimum requirements for width, size, roof pitch, or any other specific construction details.
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What is Fannie Mae's eligibility?
With loans from either Fannie Mae or its competitor Freddie Mac, you'll need a qualifying FICO® Score of at least 620. If you're an individual borrower, your qualifying score is the median between the three major credit bureaus – Experian™, Equifax® and TransUnion®.
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What are the requirements for a manufactured home in Fannie Mae?
Fannie Mae defines a “manufactured home” as a dwelling of at least 400 square feet and at least 12 feet wide, constructed to the “HUD Code” for manufactured housing, that is built on a permanent chassis, installed on a permanent foundation system, and titled as real estate.
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