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 New York Life Insurance Physician Statement Waiver of Paymnt Form 2012-2025

Mynylgbs S 2012-2025 Form

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hi my name is byron udell i'm the founder and ceo of accuquote.com we're one of the nation's largest life insurance brokerage firms today the topic is waiver of premium waiver of premium is a feature or a rider that is available on most life insurance policies today and has been for many many years it was invented by life insurance companies years ago when they discovered that when people became disabled and they had to make a decision between should i pay my life insurance premium when i have no money and no income or should i feed my children it's a pretty easy decision you feed your children life insurance policy lapses the carriers determined that it was fairly simple for them to underwrite or to figure out how much to charge for a feature that would actually cover the cost of the premium if you should become disabled the feature is a very important one and it causes policies to stay in force when people are disabled and otherwise have no income and

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