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Fidelity & Guaranty Life Insurance Non Qualified Annuities Disbursement Form 2011-2025

Guaranty Disbursement Withdrawal 2011-2025 Form

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[Music] hi there tom katzis i'm an insurance agent in southern california people are often asking what are the tax ramifications of tax non-tax qualified annuities well very simply if it's a non-qualified annuity it means it wasn't being built up inside of a pension retirement plan it means that you're buying that annuity with after tax dollars so if you're putting 500 a month into an annuity but you were doing it after your paycheck had already been deducted for taxes well you've already paid taxes on that money now that's going to grow over time hopefully and in 15 or 20 years you'll have a substantial amount of money above what you put in above your cost basis so let's say you paid in a hundred thousand dollars and now it's worth 210 thousand dollars and you're 70 years old well the tax is going to be basically a combination of those two things the first hundred thousand dollars you paid in you w

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