Mutual of Omaha Attending Physician Statement 2015-2025 Form

Understanding the attending physician's statement claim

The attending physician's statement (APS) claim is a crucial document used by Mutual of Omaha to assess the medical history and current health status of an applicant. This statement provides detailed insights into the patient's medical conditions, treatments, and overall prognosis, which are essential for underwriting life insurance policies or disability claims. The APS serves as a verification tool, ensuring that the information provided by the applicant aligns with the medical records maintained by healthcare professionals.

Steps to complete the attending physician's statement claim

Completing the attending physician's statement claim involves several important steps to ensure accuracy and compliance with Mutual of Omaha's requirements. Here’s a streamlined process:

• Gather necessary patient information, including full name, date of birth, and policy number.
• Request the attending physician to provide detailed medical history, including diagnoses, treatments, and medications.
• Ensure the physician completes all sections of the APS form, including signature and date.
• Submit the completed APS to Mutual of Omaha through the specified submission method.

Legal use of the attending physician's statement claim

The attending physician's statement claim is legally binding and must comply with various regulations to ensure its validity. The information contained within the APS can be used in underwriting decisions and claims processing. It is essential that the physician provides accurate and truthful information, as any discrepancies may lead to complications in the claim process or potential denial of coverage. Adhering to privacy laws, such as HIPAA, is also critical when handling sensitive medical information.

Key elements of the attending physician's statement claim

Several key elements must be included in the attending physician's statement claim to ensure it meets Mutual of Omaha's standards:

• Patient Identification: Full name, date of birth, and policy number.
• Medical History: Detailed account of past and current medical conditions.
• Treatment Information: Description of treatments received, medications prescribed, and any ongoing therapies.
• Physician's Assessment: The physician’s evaluation of the patient’s health status and prognosis.
• Signature and Date: Required to validate the authenticity of the statement.

How to obtain the attending physician's statement claim

To obtain the attending physician's statement claim, the policyholder or applicant must request the form from Mutual of Omaha. This can typically be done through their customer service or online portal. Once the form is received, it should be filled out by the attending physician, who will provide the necessary medical details. It is important to ensure that the physician is aware of the specific requirements and the importance of completing the form accurately.

Examples of using the attending physician's statement claim

There are various scenarios in which the attending physician's statement claim is utilized:

• Life Insurance Applications: To assess the health of applicants and determine insurability.
• Disability Claims: To validate claims made by individuals seeking disability benefits.
• Policy Renewals: To update the insurer on any changes in the applicant's health status.