
Enclosed Herewith Please Find a Paper Called "Alternatives to Bankruptcy" Form


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People also ask
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What are my options before filing bankruptcy?
Your options to avoid bankruptcy include debt management plans, debt consolidation loans and debt settlement. Find out if one of these will work for you.
-
What are the options for personal bankruptcy?
Individuals may file Chapter 7 or Chapter 13 bankruptcy, depending on the specifics of their situation. Municipalities—cities, towns, villages, taxing districts, municipal utilities, and school districts may file under Chapter 9 to reorganize.
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What happens if you don't qualify for Chapter 7?
Individuals whose income exceeds Chapter 7 limits won't qualify for a discharge. Because they have available income to repay some amount to creditors, they must pay into a three- to five-year Chapter 13 repayment plan for debt relief.
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Is it cheaper to file Chapter 7 or 13?
Chapter 7 bankruptcy is faster and cheaper than Chapter 13. Chapter 7 bankruptcy discharges, or erases, eligible debts such as credit card bills, medical debt and personal loans.
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