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Virginia Fixed Rate Note Form 3247 PDF Fannie Mae

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hi I'm Jessica Barton a local Central Indiana realtor and founder of Barton Realty recently there have been some changes to the mortgage industry related to the loan level price adjustment llpa essentially the llpa is a fee that lenders charge to the home buyers based on the perceived risk of the loan Fannie Mae and Freddie Mac recently announced changes to the llpa which take effect May 1st it has caused some controversy in the industry though some argue that the changes will lead to higher fees for borrowers with good credit While others believe the changes are necessary to address risk in the housing market what does this mean for you as a home buyer if you have good credit you may end up paying slightly higher fee than before however this change is not expected to have a significant impact on your ability to get a mortgage or to afford a home although it will increase your payment thanks for watching and please share your thoughts and comments below

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