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so you can either put 20 for the down payment or 3.5 i'll go with a 3.5 option with the 3.5 option you'll have a higher mortgage payment and you have to pay pmi and that means you'll be paying tens of thousand dollars more in interest and fees yep but by doing it this way i'll become a millionaire how is that possible the purchase price of the home is 500 thousand dollars at 20 down my mortgage will be 400k and i'll be paying 2400 a month yes but at 3.5 your mortgage will be 482 500 your monthly payment will be 2 900 and over the lifetime of the loan you'll be paying 559 thousand dollars in interest plus another 200 a month in pmi that's almost 100 000 more that you'll be paying in interest and fees it is but i'm gonna invest the difference in the down payment so instead of putting a hundred thousand dollars down i'm only putting 17 500 and investing the other 82 500 in the stock market historically it&

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