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What can I do to get a franchise from Domino's, KFC, or McDonald's? What might be the total investment I need to make?Head over to KFC's website and fill out the franchise application form. There is no other way of contacting them. That application is your only way to convince why they should let you in the family.If they accept your application, well and good. Otherwise you can resend the application again, stating your cause more vigorously. Estimated investment: Rs. 1,00,00,000For details, head over to: Starting KFC Franchise in India: Investments returning good profit Currently, McDonald's is not offering further new franchises in India. However, one may talk to the current franchise holders, Hardcastle Restaurants Pvt. Ltd. for West and South India and Connaught Plaza Restaurants Pvt. Ltd. for East and North India.For more details, head over to: How to start McDonald's franchise in India : Investment, initial cost, royalty fees, profitThe Domino's Pizza franchise in India is owned by Jubilant FoodWorks Ltd. Any future partnership is to be done with them only.Estimated investment: Rs. 30,00,000For more details, head over to: Starting Domino's Pizza Franchise: Cost & return on investments
How can I buy Tesla shares from India?Apple, Microsoft, Amazon, Facebook. We all have grown up using these companies’ products/services. Obviously everyone’s interested in stock market would like to invest there too.But wait, since they won’t be listed on Indian stock exchange, how to do it?There are basically 3 ways you can invest in Tesla,Open an account with Indian Brokerage firm who has a tie-up with foreign broker. Like ICICIdirect, HDFC sec, Reliance Money etc.. They provides the service where you can open your overseas trading account with their foreign brokerage partner.Open account with foreign brokers. Some international brokers are out there who permits Indian citizen to open account and trade in US market like Interactive Brokers, TD Ameritrade, Charles Schwab International Account.Buy Indian MF(Mutual Fund)/ETF(Exchange Traded fund) with global equities. Mutual Fund basically invests in stock market, Government bonds and other securities. There are few firms which invest in international market. You can invest indirectly there but you will never know if your money went in Tesla or not. But this is probably safest option I know because you will not have to open Overseas trading account plus you will save the minimum deposit roughly $10,000. Here are few popular mutual funds who trade in global market, ICICI Pru US Bluechip Equity – D (G), Motilal MOSt Oswal NASDAQ 100 ETF, Reliance US Equity Opp. Fund DP (G), Edelweiss Greater China Eqty-Direct andKotak US Equity Fund – Direct (G).Now that you know the ways to invest, here are some food for thoughts.The reason why people invest in foreign stock exchanges.People want to invest in their favorite companies, of course Elon Musk/Steve Job are everyone’s idol. We all believe in them, their vision. Also Google, Amazon, Twitter, Facebook are darlings of this generation.Diversification - Investing in foreign companies helps in diversification. Investing in foreign companies mitigate the risk when Indian market gets crash.Bigger Opportunities - The point is there are thousands of better companies out there. There is no boundary anymore.Investors believe that foreign companies have better resources, facility, government cooperation. That makes them high rated.Some Critical Points to know before you invest in TeslaUp to $2,50,000 can be invested overseas by Indian resident as per RBI. That is roughly 1.7 crores. That’s enough, right?High Charges - Here you will be transecting in foreign money. You will be paying brokerage charges in their currency that is USD (1 USD~68.5 INR). So, will the AMC(annual Maintenance charges).Profit are subjected to currency exchange rate - Price of INR against USD will constantly change, so suppose you invested when it was 1$=₹68 , so when you sell the stock maybe the price changes to 1$=₹60. In such case you already lost 11.7%. That’s why when you invest in foreign stocks, profits are always subjected to the currency exchange rate.To know more about such topics please visit, Blog - Trade Brainsor Join Pundits of Stock market at Indian Stock Market Tribe- TRADE BRAINS.
What startups are looking for funding in March 2011? For the next three days, I'll be sitting with the VC team at USVP, one of Silicon Valley's biggest VC firms. I'm watching TED with them for the next three days at their offices on Sand Hill Road.Payoff.com is a social finance platform enabling communities to fulfill their individual and collective dreams. We launched public beta in January 2011 and have collected 1,000+ dreams, of which over 90% are related to money. Payoff helps people fund their dreams and signNow their goals, like saving for a house or vacation, adopting a child, paying off credit cards, and starting a business, in addition to connecting them with other people working towards the same things. The current product enables users to share their dreams, set up goals, link and track financial accounts, earn badges, and receive cash Sur-Prizes for progress. We provide tools from top-quality partners, as well as educational content to help move users to action and success. Ultimately, we provide a more intuitive way for users to understand how they are spending their life -- it’s not about the dollars, but it’s about the positive use of money, time, talent, and charity. We aim to own dreams and achievement on the web. Payoff will create meaningful social connections and dialogue through dreams, goals, implicit communities based on personal transactions (the “real-life check-in”), and our partners. In addition, our relevance and recommendation engine is guided by a Science Advisory Board, with leaders from Cal-Tech, USC, and Northwestern. We recognize that achievement and financial behavior, like most decisions, is driven by emotions, not budgets and lists, and we are signNowing people in this emotional space. One user told us, “I feel more encouragement from these badges than I think you will ever know. I'm not the most emotional person but I have been so poor for most of my adult life trying to get through school that the day [the] "STASH" badge was awarded to me I cried!” Payoff is founded by Scott Saunders (Walz Group, Inc 500) and Eden Warner (pre-revenue to profitability CFO at Fandango), along with folks from Yahoo! and SpotRunner. You can view a video about us at and contact us at email@example.com. Also, check out what folks are saying: AOL WalletPop: http://www.walletpop.com/2011/01...Business Insider: http://www.businessinsider.com/p...U.S. News Money: http://money.usnews.com/money/bl...
My husband and I plan to migrate to Australia, how do I start the process without the involvement of an agent?Great dream, DO IT!In my book (How to make your dream of living in another country a reality) I explained in details how to be successful in any visa application with or without a registered immigration agent. Here’s an extract from Chapter seven which will help answer your question:.......Visa application – the real dealWhen it comes to visa acquisition, the magic formula is to make sure your application is as strong as it can absolutely be.Getting a visa today to live and pursue your dream in a desired country is one of the best feelings in the world. It is an opportunity of a lifetime. I view the whole visa application venture as an investment. As aforementioned, it involves non-refundable fees and related expenses. It takes a lot of time and energy to gather the required documentation, fill out the application form and eventually submit. It also involves heaps of emotions since our travel dream is largely dependent on the ultimate outcome. This is why I always approach every visa application with all seriousness. Apart from one visitor visa that I was denied some time ago when I was an undergraduate student, all my other subsequent visa applications (student, work and residency visas) were approved. Six successes in total. Yay!Here are the keys to all my visa application successes:· As soon as I decide to apply for a visa, I make a written timetable and start organising supporting documents well in advance: Some of the RIGHT documents take weeks and even months to gather. I never rush!· Always save and have adequate funds to pay for the non-refundable adjudicating visa application. I hate losing to the immigration officials with no favourable results. Once bitten, twice shy!· I choose my application assistants carefully. Even though I principally complete the entire application form on my own, I never hesitate to seek help from trusted family members (such as my wife) and friends (those I know have been successful with the same visa type I am pursuing) if necessary. When I am unsure of anything, I contact the immigration department directly through emails or call their direct line. Sometimes, I will have to hold the call for over 45 minutes, but the officers are able to point me in the right direction.· Since I take full responsibility of the whole application process I ensure I read all available guidelines and information provided by the country’s official immigration website. The good news is that each application form has an accompanying guide, which is available for free on the official immigration websites. I carefully read the guide before attempting to complete any visa application form. I go over them multiple times so I don’t miss or misinterpret anything.· It is advisable to always check the credibility of any immigration consultant you select. To ensure you receive professional, honest and reliable advice, ensure you stick to the recommendation to always engage a licensed immigration adviser, registered immigration law specialist or designated government agency to assist you with your visa application. People often ask me if they should hire an immigration adviser. I have heard success stories from people I know who used their service. It is important to note that applying for a visa is very personalised and circumstance based. In the worst-case scenario, assuming due to my circumstances, I need personalised immigration help from a consultant, I will choose them carefully. Nowadays, there are many consultants and travel agents who claim they can answer all the technical questions and help you with your visa application to varying degrees. Beware of the scammers out there!· I complete the application forms with all the attention they deserve and supply all the right requirements. Accuracy and consistency is very important to me! I avoid incomplete or vague information. I just follow the instructions in the application guide, complete the application form and submit it on my own.· I arrange the documents in the specified order. I aim to make the immigration officer’s job of reviewing and reading through my application pack as easy and simple as possible.· I stay away from pitfalls such as providing false or fraudulent information. I am very aware that the authenticity of all the information and documents I supply will be verified. I am reminded that, if I’m banned or blacklisted, it could have a negative effect on my future visa applications. I move away from being in a fool’s paradise by believing the immigration officials will be lenient or understanding if I make mistakes or errors. It is my notion that these immigration officers will decline or fail my application based on my own errors............................................I wish you great success in your journeyCheers.LouisAuthor, How to make your dream of living in another country a reality
How should I proceed with my application for the MBA program in ISB?The first thing a potential MBA applicant should do is introspect and understand why they want to do an MBA and whether it aligns with their career plans. An MBA is fairly demanding in terms of the effort required for the application, monetary investment and the opportunity cost. This introspection will also help the candidate during their essay writing and application process. Speaking to alumni and current students will help provide perspective, the ground reality and experience students have had.ISB typically has 2 rounds of application (September/October and December/January). For the 2019 intake, ISB announced a Round 3 as well, but that doesn’t seem likely again.Once you do decide to apply to ISB, you will be required to follow certain steps:Taking the GMAT/GRE: the first thing one should do is prepare and take one of these exams. GRE is now accepted by most Business Schools. Preparation time ranges anywhere from 1-6 months, so plan ahead and start studying at least 10 months before the application deadline. This will give you enough time in case the test needs to be taken again. The average GMAT score at ISB is 709.Sending ISB your official GMAT report: you can do this on the day you take the test for free or later by paying an additional fee.Building your story:Essays: these need to go through several iterations to be just perfect. So start developing your story and collecting material for the same about 2 months in advance. Be sure to write original content even if you’re tempted to pick up a few lines from Google. ISB puts all its applications through plagiarism check and considers unoriginal content a very serious offense. Consider going to an Admissions Consultant if you don’t feel confident about doing this yourself. ISBmantra has a team of experts who are former ISB Admissions Officials: https://www.isbmantra.com/people... However, do start the process early enough as the consultants may also be super packed closer to the deadlines.Resume: ISB doesn’t need a resume but requires you to fill out a detailed application form about your work experience and personal details. It would be beneficial to collect your achievements at work and collate them into a document. Do not forget to highlight your extracurricular activities and hobbies. Ideally, you shouldn’t bring up things from high school and before unless they are really impressive. Focus on activities and achievements in the last 3-4 years.Letter of recommendation: ISB requires you to submit one letter of recommendation. This should ideally be from someone at work, who you have had a close working relationship with. Remember, it’s better to ask your manager for this than the CEO of the company as your manager would have spent more time with you and will be able to comment more comprehensively on your qualities and achievements. It’s completely alright to sit with your recommender and discuss areas that you may want him to highlight in the context of specific projects and tasks you may have taken up in the past.Application form: Do take out good time to fill this well as it is very detailed and requires you to fill in several details and upload a number of documents. Be sure to have collected and scanned these in advance.Application fee: this has to be paid online at the time of submitting the application.ISB views your application holistically, so make sure you complete each component of the process well. Once you have submitted the application, it may be wise to start preparing for the interview since ISB gives just 5-7 day notice before your actual interview.Feel free to drop us a line at firstname.lastname@example.org to get a more profile-specific advice.All the Best!ISBmantrawww.isbmantra.com
What is the cost of Baba Ramdev's Patanjali Franchise?Procedure to apply for Patanjali distributorship/franchise:If you are interested in Patanjali products and are searching for “PROCEDURE FOR PATANJALI DISTRIBUTORSHIP’ then I think you are at the right place.In this post you will get all information that you need to open a Patanjali store to buy Patanjali franchise/agency/distributorship.The main highlights of this post are:About PatanjaliPatanjali product categoryRequirement list for Patanjali franchiseProcedure for Patanjali agency/dealership/distributorshipReasons why you should go for Patanjali franchiseAbout patanjaliPatanjali Ayurvedic Limited is an Indian Fast Moving Consumer Good(FMCG) company founded in 2006 by Yog Guru Baba Ramdev along with Acharya Balkrishnan . It is one of the fastest growing brand/company, with a turnover of around 5000 crores in 2015-16. It's manufacturing unit and headquarter is located in Haridwar while its registered office is located in Delhi, India. Baba Ramdev has stated in interview that profit of Patanjali goes to charityPatanjali ayurved sells through nearly 4700 retails outlet and the numbers are increasing day by day. Patanjali also sells its product online and is planning to open its stores at railway stations and airport. Patanjali has also tied up with future group, as per tie up all Patanjali products will also be available on future group outlet’Before coming to the procedure for Patanjali Distributorship take a look at Patanjali product categories and things required to open the patanjali store:PATANJALI PRODUCT CATEGORIES:GROCERY: It include tea , biscuits, jam chocolates noodles flour oil rice pulses and many more.Medicine: medicines that comes under this list are ayurvedicPersonal care: in this category you will get products like toothpaste, face wash, shampoo , soaps etc.Home care: It includes incense sticks, dish wash bar and herbal gulal. Books: Patanjali also sells books, CD’s and DVDs for spreading awareness of yoga .And many more……..Requirement list for patanjali franchisePatanjali franchise is divided into various sections:Agogya Kendra Patanjali Chiktisalya Mega Store, Distributor and Mega Distributor: For Agogya Kendra i.e small store you should have a minimum budget of 3-5 lacs and mimimum location between such rhese stores will be around 2-4 km. For chikitsalaya it should be open near the resident area, and money required would be around 8-12 lacs. Chikitsalaya do required a doctor with clinic and for mega store the shop cost would be around 10-15 lacs.Procedure to apply for patanjali distributorship:To apply to Patanjali distributorship you have to fill the application form of Patanjali Distributorship which include your personal details like: Name of applicant, Name of company Address of company, level at which you want to become distributor i.e. district, tehsil or mandi level you have to select the category among these given categories. And other details like your e-mail address, your last year turnover your budget etc. then from your provided details patanjali will decide whether you are suitable for patanjali distributorship or not.Procedure:Open patanjali ayurvedic website www.patanjaliayurvedic.orgThen find the link to download patanjali distributorship form.Then click on download the application form, the form is available in both Hindi and English language you have to select your desired language as per your convenience.Then after filling up the form and attaching the required documents if asked, you have to send your form to email@example.comYou can also contact patanjali ayurvedic limited here:Contact details of Patanjali Ayurved LtdPatanjali Food & Herbal Park, Village - Padartha, P.O.- Dhanpura, Laksar Road, Haridwar, Uttarakhand, India. Pin code - 249404 Phone – 01334-240008 Some reasons why you should go for Patanjali DistributorshipPromotion: One of the main reason to buy it;s distributorship is that it has been promoted by Yog Guru Baba Ramdev.Brand: It is limited is one of the fastest growing brands in India with a turnover of around 5000 crore in 2015-16Trust: Today, it has become one of the most trusted brand in India.Demand:it's products have been in great demand in India.Price: Cost of patanjali products are less then it's competitor's cost.Profit margin: Profit margin is around 15-20% to distributors.Turnover: Retailers told CLSA that their average gross turnover is Rs 25,000 every day.Conclusion:So from the points I discussed above, like brand trust, profit margin, demand. I don’t thinks that there is any reason to not go for it's franchise/distributorship.For more information you can also check here [step by step] Patanjali Distributorship Procedure and how to get it.
How is financial aid calculated?The college adjudicates the financial determination for the college’s money and acts as an agent for the Federal money.Every US citizen, permanent resident and legal refugee will fill out the FAFSA forms (FAFSA - Free Application for Federal Student Aid) in order to qualify for any Federal aid, and any US college that awards aid wants to take advantage of the Federal aid first.Many of the private colleges will ask the applicant to fill out the PROFILE (Apply for College Financial Aid) forms (that cost money to fill out) and use the extra information that is gathered to determine the college’s expectation of the Expected Family Contribution (EFC). Those forms require the student to fill out some of the information and All of the parents to fill our information. Without complete forms, there is No financial aid…. None …. Zero…. no matter how poor you are. Therefore, it is Essential that your parents fill out those forms. You MUST have your parents fill out the forms, unless you are 24 years old or older, a member of the US military or honorably discharged, or legally married. However, if you are married, then your spouse must fill out the forms with you.The total cost (TC) of the college is the tuition, mandatory fees, room, board, books and supplies and some miscellaneous expenses.Your need for financial aid is TC - EFC. You can Not negotiate on the EFC. It is what the college perceives it to be. Therefore, be very careful and honest in filling out the FAFSA and PROFILE forms. If you are considered an US applicant then you must (generally) submit your latest Federal Tax forms (for your parents and for you) to the college. If you or your parents own a “small business”, be prepared to be GRILLED for extra information as almost every college believes families Hide money in a small business. I have known families that had to produce evidence that the family was not Hiding money in younger siblings bank accounts or investment accounts. Be prepared for a Lot of forms.If you are an international applicant, then you may Not fill out the FAFSA forms. And the PROFILE or other forms that you and all your parents fill-out must be verified by an independent agency in your country that is trusted by the college. Small business owners could be haunted even more if international.Once the level of financial aid is determined, the US applicants are Expected to take a Federal Pell Grant. And even if the college says otherwise, they will structure your “aid” to almost force an US applicant to take a Federal Direct Loan (they have their ways….)All colleges expect the student to Earn money each Summer (including the Summer before you start college). Period. Many colleges also expect the student to earn some money during the academic year (one way to “force the US student” to take a Federal Direct loan).If you get financial aid from a college, then Expect to graduate with some amount of student loans. That is because you must apply for financial aid Each year, and “surprise, surprise”, I have seen Increase the EFC for rising juniors and seniors…….. (therefore reducing the amount of college money provided to you as a grant).Given that a Private US college can cost as much as $300,000 for four years, most students need to apply for financial aid.Some colleges will award some Merit Scholarship money to excellent students, however the elite Private US colleges (for the most part) do Not award any merit scholarships.Athletic scholarships are a whole different story.Enjoy the process.All the best.
How can a NRI invest in mutual funds in India?NRI citizens or foreign nationals who have a valid Indian PAN Card and a Rupee designated NRE/NRO bank account can invest in mutual funds in India. Investments done from NRE or NRO bank account will have the redemption proceeds credited back to the respective accounts. NRI mutual fund investments done through NRE accounts are fully repatriable.Upwardly.in is the only financial advisor in India to offer an Exclusive 100% Online NRI Investing Platform. Upwardly has simplified the entire investing process for NRI, from KYC to placing orders to investment management. The documentation process is seamless and 100% online.An NRI is required to upload the following documents to get his / her KYC done to invest in Mutual Funds in India:PAN Card CopyPassport CopyForeign Address proof/ Indian Address proof (For ex: if the passport has a foreign address, then provide Indian Address proof)Bank Proof (canceled cheque or latest bank Statement from NRE or NRE Account)Person of Indian origin (PIO) or Overseas Citizen of India (OCI) certificates. Indian citizens DO NOT need to upload thisAn NRI can do his KYC to invest in mutual funds with Upwardly.in free of charge.Why should NRI invest with Upwardly.in?Convenience100% signNowless & Online: As mentioned above, Upwardly has an exclusive 100% online solution for NRI to invest in mutual funds in India. This means that NRI investors can start investing from the comfort of their houses abroad. With Upwardly: Invest in Best Mutual Funds Online NRI solution, there is no need for NRI to come to India to invest in Indian mutual funds or equity markets. Upwardly also brings the comfort of investing, managing and redeeming NRI investments completely online.100% FATCA Compliant: It may be noted that some Indian mutual fund companies do not allow US/Canada NRI to invest in the wake of FATCA norms. Meanwhile, other top fund companies like L&T Mutual Fund offer their funds to US & Canada NRI investors. Upwardly NRI solution automatically selects the best mutual funds and portfolios where NRI can invest based on their country of residence. NRIs can also speak to Upwardly NRI Investment experts to get guidance on the suitable investment plan.Bank Grade SecurityUpwardly take security very seriously. It has chosen some of the best encryption protocols in the world. Your data is safe, secure and only accessible by you. The investments are routed through the BSE payment gateway. The funds do not touch the Upwardly bank account.Investments done through Upwardly: Invest in Best Mutual Funds Online are held by Mutual Fund companies. Investors receive independent email confirmations from fund companies for all investments done through Upwardly. Even in the rare scenario of Upwardly not existing anymore, all the investments would continue to be safe. The investors will continue to receive monthly email statements from CDSL, a record-keeping body.Trusted AdvisoryUpwardly brings you sophisticated investment strategy used by millionaires and Ultra HNIs. Our algorithm manages your investments 24 x 7, round the clock. Based on market conditions, Upwardly re-balances and re-works your portfolio. Upwardly investment strategies have been back-tested over 20 years of historical data. Upwardly is a SEBI registered Investment Advisor.What is the taxation on Mutual funds for NRI investors?Taxation for NRIs in investing in Indian Mutual Funds is same as taxation of resident Indians. The only difference being a 10% TDS (Tax Deducted at Source) on Capital Gains for NRI investors at redemption. Equity investments in India are taxed at 15% for short-term capital gains and 10% for the long-term gains. Short term gains apply when an equity investment is redeemed within 1 year of investing. Any redemption after 1 year of investing is treating as Long Term and gains are taxed at 10%.The tax rate on short-term capital gains from Debt mutual fund investments in India is the same as investor’s income tax slab. For long-term debt investments, the tax rate is 20% with indexation benefits. This effectively reduces the net tax to 8-10% considering inflation. If the debt fund investment is redeemed within 3 years, it is defined as Short-term. If held for 3 years or more, it is treated as long-term for taxation. NRI investors can use tax indexation benefit to reduce tax outgo and generate better returns than bank FD.Should NRI be concerned with double taxation in mutual fund investments?Most likely not. India has signed the avoidance of Double Taxation Avoidance Agreement treaty (DTAA) with the respective country. India has signed this treaty with the US & Canada, so any tax paid in India can be claimed as relief in the US/Canada tax returns. You may consult your tax advisor for more guidance. Find out if India has a DTAA treaty with the country of your tax residence here.Come and say hi to us at Upwardly.in/nri!
Is it possible to be admitted to the UChicago with a 3.5 UW GPA and strong SAT/SAT II scores?Is it possible? Of course. Is it likely? Not necessarily.Essentially, your GPA is an indication to the admissions committee that you will be able to excel in their college courses. Typically, 4 years of performance in high school courses is a better indication of your academic readiness than your scores on 3 hour (or 1 hour) exams. Strong SAT/SATII scores will help, but selective institutions tend to want to see academic preparedness demonstrated across many elements, including your GPA.Is your GPA struggling, though, because you are incredibly busy outside the classroom pursuing a passion or interest? Selective institutions pride themselves on admitting “best & brightest students.” These students lose track of time because they are so personally invested in something they deeply care about. Are you creating an app and writing the code for it on your own? Are you developing a non-profit organization to raise money and awareness for a growing issue in your community? If you are doing things that make you a “best & brightest” student outside the classroom, admissions committees may be more open to admitting you if your GPA is a bit lower.If you’d like guidance on how to craft an application with a low GPA, fill out our free consultation form. We’ll get you some personalized information on how to put your best foot forward on your application!
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What is a product in investment banking?An investment bank is a financial institution that assists wealthy individuals, corporations, and governments in raising capital by underwriting and/or acting as the client's agent in the issuance of securities.
What is investment and example?How it works (Example): Investments can be stocks, bonds, mutual funds, interest-bearing accounts, land, derivatives, real estate, artwork, old comic books, jewelry -- anything an investor believes will produce income (usually in the form of interest or rents) or become worth more.
What is an investment option?Stocks, bonds, mutual funds and ETFs are the most common asset categories. These are among the asset categories you would likely choose from when investing in a retirement savings program or a college savings plan. Other asset categories include real estate, precious metals and other commodities, and private equity.
What form is investment income reported on?First, take a look at investors who have the easiest reporting route. If your ordinary and interest income is less than $1,500 in each category, you don't have to file Schedule B with your Form 1040 or Form 1040A. You simply list your interest and dividend income directly on line 8a of your 1040 or 1040A.
What is investment form?Form 1099, Investment Income (Interest and Dividends) The federal tax laws require brokerage firms, mutual funds, and other entities to report on Form 1099 all investment income, usually interest or dividends, they have paid to investors during the previous tax year.