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Fdcpa Test PDF Form

Fdcpa Test PDF Form

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debtor rights and remedies the Fair Debt Collection Practices Act it is 10:30 p.m. and you have finally settled down to sleep after a long day when the telephone rings you think to yourself who is calling this late you answer thinking it might be an emergency on the line is a debt collector from your credit card company the same company has called five times already today and the collector says he will keep calling until he gets what is owed he has threatened to tell your employer that you cannot be trusted because you do not pay your debts and once threatened to have you arrested when you ask who he represents he refuses to give specifics and curses at you to just pay up this may seem extreme but it is just a taste of what many have faced at the hands of aggressive debt collectors Congress enacted the Fair Debt Collection Practices Act the FDCPA in March of 1978 to eliminate abusive debt collection practices and to protect debt collectors who follow the law from being undercut by less

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