CREDIT CARD AUTHORIZATION FORM UPTOWN ACES Uptownaces

Safety is relative.Ecommerce is safe as long as you know what to look for. If the site doesn't feel safe, go with your gut. Here are reasons why you have to fill out all of the information requested like name, address, CVV and full card number.1. When you are purchasing goods from a merchant, that merchant needs certain information to verify you are the valid cardholder. The merchant is assuming the real risk in assuming you aren't a fraudster using a stolen card. Put yourself in the merchant's position. Would you just take a card number and expiration date from some random cardholder and hope it's not a stolen card?2. Information such as Address and ZIP and CVV/CVC (Visa/MC) or CID (Amex/Disc) are tools to verify the card is valid. They mitigate risk for the merchant. Address and ZIP in a Card Not Present (CNP) situation also allow the merchant to get the best possible processing rates for that transaction. 3. A legitimate merchant will have a secure website (if this is the scenario to which you're referring). Look for 2 things when entering your payment information on the site.Secure Connection in the URL Address denoted by HTTPS:A Privacy and Security Statement that includes their Compliance and Security Assessor:4. Credit card numbers are created by a sophisticated algorithm which is why you can't simply input the last 4 digits into a form. There are sites that will allow you to enter the lat 4 digits once you have already registered with them to verify the choice of card, but this is after they have your card on file. There are billions of debit/credit cards in the world with different expiration dates, CVV values and different 11/12 beginning digits so the chances that your card is the only one with a unique 4 digit ending are pretty slim.What is not safe 1. Filling out a paper form with this same data and mailing it to someone. Imagine if it got lost and someone got this info. Shopping spree on the internet for them. It still amazes me that my water bill allows this info to be paid in this manner. I would never fill out a form with my credit card data an mail or fax it. A big no-no. 2. Never email you credit card data to anyone. This communication can be easily intercepted and go into the wrong hands. Email is a safe mode of transmitting sensitive card data..

The reason they are requiring your credit card information is because Ikea’s kitchen planning service isn’t free. In some cases, a portion of the planning and/or measuring fees may be reimbursed when you place your kitchen purchase, but the details may vary from store to store.

Don't waste your time calling in, just fill it out online yourself. Your financial details and credit score are put through an automated system. Your credit history does all of the explaining for you unfortunately. Also, ditto to what Bryan said about higher end cards, they will actually take the time to verify your income and personal assets in some cases to offset tarnished credit.

Look no farther than AmazonIf you are a frequent Amazon customer, as I was, you will have seen many prompts trying to get you to sign up for their rewards card. I didn’t really have a need for a credit card but I figured I might as well get the $70 or so as well as the cash back for signing up for a rewards card.I’m only 18 so I figured there was a high chance of being denied. I entered my information and was promptly denied. For some reason the prompts kept being displayed on my checkout pages, so after a month or so I applied again. Denied.Oh well… I thought.But one day I saw a new rewards card pop up. Rather than being through Synchrony Financial, this one was through Chase. Since I have no credit, it was reasonable that I was getting rejected. However, I currently have a Chase College Student Checking account and have had a Business and Savings account with them in the past. Because I was a current account holder I figured I would have a better chance.I applied one last time only to get waitlisted…? (I read too many college application questions)Waitlisted in this setting meant they needed to further review my application. I wasn’t very optimistic about the outcome but a few days later I found out I had been approved!My very first credit card: An Amazon Rewards Visa..How times have changed.Note: This only works with Chase, at least to my knowledge. You also do not need a cosigner for this method.

My understanding is that being added to a credit card account as an authorized user does nothing for the authorized user’s credit. The authorized user is not obligated in any way. My son could max out my credit card and ride off into the sun with no effect on his credit. Or he could pay off the card, my debits as well as his and it would just help my credit.I added my son as an authorized user as a convenience. It should not do anything for his \credit standing because I am the one who is liable for payment. Even if I were to die he would not be responsible for the bills.