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65935 Massachusetts Mutual Life Insurance Company Original Filing Separate Accounts SEPA Original Filing  Form

65935 Massachusetts Mutual Life Insurance Company Original Filing Separate Accounts SEPA Original Filing Form

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all right everybody let's get started now today is our third month this year uh on these workshops that we're doing for those of you who've been to our last couple we did one that was basically goal setting how do we set financial goals and things that nature last month we did estate planning all right what are Wills what are trusts should uh how should we set them up uh when should we set them up that kind of stuff and today is actually about planning for retirement so planning for retirement is pretty much the reason why we have a 401k yes we get incentives like tax deductions and things that nature but the main reason we do that is to get that the get us ready for retirement and that's what we're going to kind of talk about so this box is a simplistic box called the four box strategy and basically what it's saying is can we line up our retirement accounts with our expenses so when you do if I explain this just for one second if when yo

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